CAIIB · BRBL

BANKER - S BOOK EVIDENCE ACT

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Banking Regulations and Business Laws — CAIIB.

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Q

What is the primary purpose of the Bankers' Books Evidence Act, 1891?

A

The Act allows certified copies of entries in bankers' books to be admitted as evidence in legal proceedings, without requiring the original books to be produced in court.

Q

Under which Act can certified copies of bank entries be admitted as evidence in court?

A

Bankers' Books Evidence Act, 1891

Q

Which year was the Bankers' Books Evidence Act enacted?

A

The Bankers' Books Evidence Act was enacted in 1891 and has been amended several times since, most notably in 2000 to include electronic records.

Q

What is the minimum number of pages required for a ledger to qualify as a 'bankers' book'?

A

There is no minimum page requirement specified

Q

What does the term 'bankers' books' include under the Bankers' Books Evidence Act?

A

Bankers' books include ledgers, day books, cash books, account books, and all other books used in the ordinary course of business of a bank, including printouts of electronic data stored on any electromagnetic device.

Q

Which section of the Bankers' Books Evidence Act defines the term 'bankers' books'?

A

Section 2 defines bankers' books

Q

Who is defined as a 'bank' under the Bankers' Books Evidence Act?

A

Under the Act, 'bank' includes any company carrying on the business of banking, post office savings banks, and any bank established under a special law — essentially all scheduled and non-scheduled banks operating in India.

Q

Are microfilm records included in the definition of bankers' books under the Act?

A

Yes, microfilm and printouts are included

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