CAIIB · BRBL · Chapter 2

Payment & Settlement Systems Act, 2007

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Banking Regulations and Business Laws — CAIIB.

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Q

When did PSS Act 2007 come into effect?

A

August 12, 2008

Q

To which geographic area does the PSS Act, 2007 extend?

A

The whole of India

Q

Which authority regulates payment systems in India under PSS Act?

A

Reserve Bank of India (RBI)

Q

What is the full form of BPSS under PSS Act?

A

Board for Regulation and Supervision of Payment and Settlement Systems

Q

Define derivative under PSS Act 2007.

A

Contract deriving value from underlying asset; includes futures, options, forwards, swaps.

Q

Which section of PSS Act defines important terms?

A

Section 2(1)

Q

What does electronic funds transfer include?

A

ATM, point-of-sale, direct deposits, telephone/internet transfers, card payments via electronic means.

Q

Under PSS Act, which section states undefined words take meaning from RBI Act 1934 or BR Act 1949?

A

Section 2(2)

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