CAIIB · BRBL

CONSUMER PROTECTION ACT 2019

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Banking Regulations and Business Laws — CAIIB.

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Q

What is the primary objective of the Consumer Protection Act 2019?

A

The Act aims to provide timely and effective administration and settlement of consumer disputes, replacing the Consumer Protection Act 1986 with stronger provisions and wider coverage.

Q

In which year was the Consumer Protection Act 2019 enacted to replace the 1986 Act?

A

It was enacted in 2019, replacing the 1986 Act.

Q

Which new concept was introduced in the Consumer Protection Act 2019 that was absent in the 1986 Act?

A

The 2019 Act introduced the concept of 'e-commerce' and 'electronic service provider' within the definition of consumer transactions, bringing online purchases and digital services under its ambit.

Q

Which authority under the Consumer Protection Act 2019 can investigate violations of consumer rights?

A

Central Consumer Protection Authority (CCPA) investigates violations.

Q

What is the pecuniary jurisdiction of the District Consumer Disputes Redressal Commission under the 2019 Act?

A

The District Commission handles complaints where the value of goods or services and compensation claimed does not exceed Rs. 1 crore.

Q

What is the time limit for disposing of a complaint at the District Commission level?

A

Within three months if no testing required, five months otherwise.

Q

What is the pecuniary jurisdiction of the State Consumer Disputes Redressal Commission under the 2019 Act?

A

The State Commission handles complaints where the value of goods or services and compensation claimed exceeds Rs. 1 crore but does not exceed Rs. 10 crore.

Q

Which new forum was established at the national level under the Consumer Protection Act 2019?

A

National Consumer Disputes Redressal Commission (NCDRC) at national level.

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