Financial Inclusion and Development
Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Central Banking (Elective) — CAIIB.
One-liners from this chapter
Free sample — 8 of 69 rapid-fire Q&A cards.
Moneylender — Strength / Weakness?
Strength: Knows borrower personally; Weakness: Usurious rates; no consumer protection
MFI — Strength / Weakness?
Strength: Peer-pressure repayment; weekly collection; Weakness: No low-cost deposit funding; relies on securitisation/bank borrowing
LAB — Strength / Weakness?
Strength: Local knowledge; Weakness: Geographical concentration risk
RRB — Strength / Weakness?
Strength: Local reach; Weakness: After wage parity with PSBs, cost structure mismatched to clientele
UCB / Co-operative — Strength / Weakness?
Strength: Community ownership; Weakness: Governance issues; split supervision (RBI + State RCS) — now partly addressed
Shishu?
up to ₹50,000
Kishore?
₹50,001 to ₹5 lakh
Tarun?
₹5,00,001 to ₹10 lakh
PDF study notes
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