CAIIB · CB

CONSTITUENTS OF INDIAN FINANCIAL SYSTEM STRUCTURE

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Central Banking (Elective) — CAIIB.

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One-liners from this chapter

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Q

What are the two broad segments of the Indian financial system?

A

The Indian financial system is broadly divided into the formal (organised) sector and the informal (unorganised) sector, with the formal sector being regulated by statutory authorities.

Q

What is the primary regulatory body overseeing pension funds in India?

A

Pension Fund Regulatory and Development Authority (PFRDA).

Q

Which apex institution regulates and supervises commercial banks in India?

A

The Reserve Bank of India (RBI) is the apex institution that regulates and supervises commercial banks in India under the Banking Regulation Act, 1949.

Q

Which institution acts as the lender of last resort in India?

A

Reserve Bank of India (RBI) acts as lender of last resort.

Q

What is the primary role of financial intermediaries in the Indian financial system?

A

Financial intermediaries channel funds from savers (surplus units) to borrowers (deficit units), facilitating capital formation and economic growth.

Q

What is the full form of SEBI in the Indian financial system?

A

Securities and Exchange Board of India.

Q

Which regulatory body oversees the capital markets and securities industry in India?

A

The Securities and Exchange Board of India (SEBI), established in 1988 and given statutory powers in 1992, oversees capital markets and the securities industry in India.

Q

Which market deals with short-term funds with maturity up to one year?

A

Money market deals with short-term funds.

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