CAIIB · CB

MANAGEMENT OF FOREIGN EXCHANGE RESERVES

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Central Banking (Elective) — CAIIB.

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Q

Who is the custodian of India's foreign exchange reserves?

A

The Reserve Bank of India (RBI) is the custodian of India's foreign exchange reserves, managing them on behalf of the Government of India.

Q

What is the primary purpose of holding foreign exchange reserves by a central bank?

A

To ensure external sector stability and meet balance of payments needs.

Q

What are the primary objectives of managing foreign exchange reserves in India?

A

The primary objectives are safety, liquidity, and returns — in that order — ensuring reserves are available to meet external obligations while earning reasonable returns.

Q

What is the 'Three-Tier' investment framework used by RBI for managing foreign exchange reserves?

A

Safety, liquidity, and returns are the three tiers prioritized in that order.

Q

What does India's foreign exchange reserves comprise?

A

India's foreign exchange reserves comprise foreign currency assets (FCAs), gold, Special Drawing Rights (SDRs), and the Reserve Tranche Position (RTP) in the IMF.

Q

What is the minimum import cover considered adequate for foreign exchange reserves?

A

Three months of import cover is generally considered the minimum adequate level.

Q

Which component forms the largest part of India's foreign exchange reserves?

A

Foreign Currency Assets (FCAs) form the largest component of India's foreign exchange reserves, predominantly held in major currencies like the US dollar, euro, and pound sterling.

Q

What is the Foreign Exchange Management Act (FEMA) and when was it enacted?

A

FEMA is the law governing foreign exchange transactions in India, enacted in 1999.

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