CAIIB · ITDB

DATA WAREHOUSING AND DATA MINING

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Information Technology and Digital Banking (Elective) — CAIIB.

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Q

What is a Data Warehouse in the context of banking?

A

A Data Warehouse is a large, centralized repository that integrates data from multiple banking sources (core banking, ATM, internet banking) to support management reporting, analytics, and decision-making.

Q

What is 'data scrubbing' in the ETL process of a Data Warehouse?

A

Removing errors and inconsistencies from source data before loading.

Q

How does a Data Warehouse differ from an operational database in a bank?

A

Operational databases handle day-to-day transactions (OLTP) and are optimized for fast writes, while a Data Warehouse is optimized for complex queries and historical analysis (OLAP) across large datasets.

Q

What is 'slice and dice' in OLAP analysis?

A

Selecting and viewing specific data subsets across multiple dimensions.

Q

What does OLAP stand for and how is it used in banking?

A

OLAP stands for Online Analytical Processing; banks use it to analyze multidimensional data such as branch-wise, product-wise, or period-wise performance from the Data Warehouse.

Q

What is a 'surrogate key' in Data Warehousing?

A

A system-generated unique identifier used in dimension tables.

Q

What is the ETL process in Data Warehousing?

A

ETL stands for Extract, Transform, Load — the process of extracting data from source systems (like CBS), transforming it to a consistent format, and loading it into the Data Warehouse for analysis.

Q

What is 'market basket analysis' in banking Data Mining?

A

Identifying products customers tend to purchase or use together.

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