CAIIB · RB · Chapter 4

Rural Issues - Social, Cultural and Economic

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Rural Banking (Elective) — CAIIB.

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Q

Economic — Components / Lead Ministry / Agency?

A

Components: Roads, irrigation, power, telecom, storage, mandis, cold-chain; Lead Ministry / Agency: MoRTH, MoP, MoJS, MoCom, MoA&FW

Q

Social — Components / Lead Ministry / Agency?

A

Components: Schools, anganwadis, PHCs / CHCs, sanitation, drinking water, housing; Lead Ministry / Agency: MoE, MoHFW, MoJS, MoRD

Q

Financial — Components / Lead Ministry / Agency?

A

Components: Bank branches, BCs, ATMs, micro-ATMs, UPI / AePS agents, post-office banking; Lead Ministry / Agency: RBI, NABARD, DFS, IPPB

Q

Backbone — Classification / Responsibility?

A

Classification: National Highways (NH) — ~1.46 lakh km (Mar 2026); Responsibility: Centre (MoRTH / NHAI)

Q

Arteries — Classification / Responsibility?

A

Classification: State Highways + Major District Roads; Responsibility: State PWDs

Q

Veins — Classification / Responsibility?

A

Classification: Rural Roads — ~7.3 lakh km laid under PMGSY (Apr 2026); Responsibility: Centre + State (PMGSY)

Q

RIDF — Set Up / Purpose?

A

Set Up: 1995-96; Purpose: Rural infra grant-loans to States

Q

STCRC Fund — Set Up / Purpose?

A

Set Up: 2008-09; Purpose: Refinance STCC loans to coops/RRBs

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