Case Studies and Real-World Application
Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Small and Medium Enterprises in India — Certificate Course on MSME.
One-liners from this chapter
Free sample — 8 of 65 rapid-fire Q&A cards.
What is the RBI mandate regarding collateral-free lending for MSME loans?
Under RBI's mandate, collateral-free lending is required up to Rs.20 lakh. Above Rs.20 lakh, a bank may insist on collateral unless CGTMSE guarantee is taken.
In which year was Paper Boat (Hector Beverages) founded?
2010
Up to what loan amount does CGTMSE provide guarantee cover for MSE borrowers without third-party collateral?
CGTMSE guarantees up to Rs.10 crore for MSE borrowers without third-party collateral.
Who were the co-founders of Paper Boat (Hector Beverages)?
Neeraj Kakkar and James Nuttall
What is the standard guarantee coverage percentage under CGTMSE for the General Category?
CGTMSE provides 75% guarantee coverage for the General Category borrowers.
What was Paper Boat's operating revenue in FY24?
₹584.85 crore
Which categories of enterprises receive 85% guarantee coverage under CGTMSE?
Micro enterprises and women-led enterprises receive 85% guarantee coverage under CGTMSE.
By what percentage did Paper Boat's operating revenue grow from FY23 to FY24?
16%
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