ETHICS · ETHICS

Ethics: A Holistic Approach

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Ethics in Banking — Ethics in Banking.

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Q

How does the relationship between ethics and law differ in the banking context?

A

Ethics sets a higher standard than law — all legal conduct is not necessarily ethical, and banks should aspire to standards beyond mere legal compliance.

Q

How do norms differ from values in banking ethics?

A

Norms are more specific than values, defining proper behaviour in particular situations.

Q

Why is legal compliance alone considered insufficient for ethical banking conduct?

A

Legal minimums are necessary but not sufficient for ethical conduct; banks must strive for higher standards where ethics provides guidance even where law is silent.

Q

Which source of ethical norms is primarily at work when a new officer adopts fair conduct by observing senior colleagues?

A

Co-employees who model ethical conduct influence peers through their personal values.

Q

What does a holistic approach to ethics in banking primarily emphasize?

A

A holistic approach integrates ethical considerations across all aspects of banking operations, ensuring that conduct meets standards beyond regulatory and legal requirements.

Q

What is the key distinction between responsibility and accountability in banking operations?

A

Responsibility can be shared; accountability cannot be shared and is answerability for results.

Q

In what way does ethics complement law in the banking sector?

A

Ethics complements law by providing moral guidance in areas where law is silent, filling gaps that legal frameworks alone cannot address.

Q

According to Tom Moore's definition, when does accountability occur relative to task completion?

A

Accountability is result-focused and occurs after completing the task, not during it.

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