FEFI · FOREIGNEXCHA

Indo-Nepal Remittance Scheme

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Foreign Exchange Facilities for Individuals — Foreign Exchange Facilities for Individuals.

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Q

What is the directional nature of the Indo-Nepal Remittance Scheme?

A

It is a one-way remittance facility, meaning money can move only from India to Nepal, not in the reverse direction.

Q

What is the maximum total charge for a remittance up to ₹50,000 where the beneficiary holds an NSBL account?

A

₹25 (₹5 originating bank plus ₹20 SBI charge)

Q

Which payment infrastructure does the Indo-Nepal Remittance Scheme rely on for fund transfers?

A

The scheme operates through the banking channel using NEFT (National Electronic Funds Transfer) infrastructure.

Q

What additional charge applies when the beneficiary does NOT hold an NSBL account and the remittance is up to ₹5,000?

A

Additional ₹50 on top of standard charges

Q

What is the maximum remittance permitted per transaction under the Indo-Nepal Remittance Scheme?

A

The maximum remittance per transaction is Rs. 2,00,000.

Q

What is the maximum charge an originating bank in India may levy per transaction under the scheme?

A

₹5 per transaction

Q

What is the maximum amount a walk-in or cash remitter can send in a single transaction under the scheme?

A

A walk-in or cash remittance is capped at Rs. 50,000 per transaction.

Q

What charge does SBI levy per transaction where the beneficiary holds an NSBL account?

A

₹20 per transaction

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