FEFI · FOREIGNEXCHA

Inward Remittances (Part 1)

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Foreign Exchange Facilities for Individuals — Foreign Exchange Facilities for Individuals.

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Q

What is the technical definition of an inward remittance?

A

An inward remittance is the transfer of funds from a foreign bank or institution to a bank account in India, starting in the foreign country with the customer's consent.

Q

Under FEMA, what is the limit on money sent to India from abroad?

A

There is no limit on money sent to India from abroad.

Q

Which country receives the highest inward remittances in the world?

A

India receives the highest inward remittances in the world.

Q

Why does FEMA impose no limit on inward remittances to India?

A

To encourage foreign exchange inflows into India.

Q

Who mainly sends inward remittances to India?

A

Inward remittances to India are mainly sent by Non-Resident Indians (NRIs).

Q

Within how many days must foreign exchange received as income from abroad be surrendered to an authorised dealer?

A

Within 180 days.

Q

In which direction does the fund flow occur in an inward remittance?

A

In an inward remittance, funds flow into India from a foreign country — not out of India.

Q

For which types of transactions is a Foreign Inward Remittance Certificate (FIRC) mainly required?

A

For business or export transactions to claim tax concessions.

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