FEFI · FOREIGNEXCHA

Inward Remittances (Part 2)

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Foreign Exchange Facilities for Individuals — Foreign Exchange Facilities for Individuals.

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One-liners from this chapter

Free sample — 8 of 65 rapid-fire Q&A cards.

Q

What is the fundamental directional character of the Money Transfer Service Scheme (MTSS)?

A

MTSS permits only inward personal remittances into India; outward remittance is not allowed under the scheme.

Q

What is the maximum amount allowed per single remittance under MTSS?

A

USD 2,500 per individual remittance is the cap.

Q

Who can be the remitter and beneficiary under MTSS?

A

Both the remitter and the beneficiary must be individuals; companies or entities cannot be parties to an MTSS transaction.

Q

What is the maximum cash payout allowed to a beneficiary under MTSS?

A

Up to Rs. 50,000 can be paid in cash.

Q

What is the minimum Net Owned Funds required for an applicant to become an Indian Agent under MTSS?

A

An applicant for becoming an Indian Agent must have minimum Net Owned Funds of Rs. 50 lakh.

Q

How must an MTSS payout exceeding Rs. 50,000 be disbursed?

A

By account payee cheque, demand draft, payment order or direct bank credit.

Q

Are trade-related remittances permitted under MTSS?

A

No, trade-related remittances are explicitly prohibited under the Money Transfer Service Scheme.

Q

What is the maximum number of MTSS remittances a single beneficiary can receive per calendar year?

A

A maximum of 30 remittances per beneficiary per calendar year.

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