FEFI · FOREIGNEXCHA

Liberalised Remittance Scheme (LRS)

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Foreign Exchange Facilities for Individuals — Foreign Exchange Facilities for Individuals.

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Q

What is the maximum aggregate amount a resident individual can remit abroad under the Liberalised Remittance Scheme (LRS) in a single financial year without seeking prior RBI approval?

A

A resident individual may remit up to USD 2,50,000 per financial year under LRS without prior RBI approval, covering current account, capital account, or a combination of both purposes.

Q

Are minors eligible to avail the Liberalised Remittance Scheme (LRS)?

A

Yes, minors are eligible to use LRS.

Q

Does the LRS ceiling of USD 2,50,000 apply separately for each permitted purpose, or is it a single aggregate ceiling for all purposes combined?

A

The LRS ceiling is a single overall annual aggregate of USD 2,50,000 per financial year, not a separate ceiling per purpose; all permitted current and capital account remittances are counted together within this one limit.

Q

Who must countersign Form A2 when a minor makes a remittance under LRS?

A

The natural guardian must countersign Form A2.

Q

A resident individual has already remitted the full LRS limit for studies abroad in a financial year and wishes to make an additional remittance under LRS for another permitted purpose in the same year — is this allowed?

A

No additional remittance is permitted beyond the overall annual ceiling of USD 2,50,000; further remittance under LRS in the same financial year is not allowed as there is no fresh or separate ceiling per purpose.

Q

Are partnership firms eligible to remit funds under the Liberalised Remittance Scheme?

A

No, partnership firms are not eligible under LRS.

Q

Under LRS, does the USD 2,50,000 annual ceiling reset for each new transaction, or is it a per-financial-year aggregate limit?

A

The USD 2,50,000 limit is a per-financial-year aggregate, meaning all LRS remittances made by an individual across the entire financial year are accumulated and cannot collectively exceed this ceiling.

Q

Are corporates eligible to use the Liberalised Remittance Scheme?

A

No, corporates are not eligible under LRS.

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