JAIIB · AFM

CASH FLOW STATEMENT

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is a Cash Flow Statement?

A

A Cash Flow Statement is a financial statement that shows the inflows and outflows of cash and cash equivalents during a specific accounting period, classified under operating, investing, and financing activities.

Q

What is the primary objective of preparing a Cash Flow Statement?

A

To show actual cash inflows and outflows during a period.

Q

Which accounting standard governs the preparation of Cash Flow Statements in India?

A

AS 3 (Accounting Standard 3) issued by the Institute of Chartered Accountants of India (ICAI) governs the preparation of Cash Flow Statements in India.

Q

Under which accounting standard is Cash Flow Statement prepared in India?

A

AS 3 – Cash Flow Statements issued by ICAI.

Q

What are the three main categories of activities in a Cash Flow Statement?

A

The three main categories are Operating Activities (core business operations), Investing Activities (acquisition/disposal of long-term assets), and Financing Activities (changes in equity and borrowings).

Q

Which companies are exempted from preparing Cash Flow Statement under AS 3?

A

Small and medium-sized enterprises (SMEs) may be exempted.

Q

What does 'Operating Activities' refer to in a Cash Flow Statement?

A

Operating Activities refer to the principal revenue-producing activities of the enterprise and other activities that are not investing or financing activities, such as cash receipts from sale of goods and cash payments to suppliers.

Q

What is the difference between cash flow and profit?

A

Cash flow tracks actual cash; profit includes non-cash accruals.

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