JAIIB · AFM · Chapter 2

Preparation of Final Accounts

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is the primary purpose of adjustment entries in final accounts?

A

Convert raw trial-balance figures to accrual basis, showing true and fair view of profitability.

Q

How many Balance Sheet and P&L accounts must an adjustment entry touch?

A

Exactly ONE Balance Sheet account AND ONE P&L account; touching two of same type is error.

Q

Define adjustment entries in accounting.

A

Period-end entries converting records to accrual basis; reflect no fresh transaction, only correct allocation.

Q

Why is Rent Expense adjusted if paid in next month?

A

Matching Concept: period expenses must match period revenues; unpaid rent must accrue in current period.

Q

What is the Profit & Loss Account's primary objective?

A

Ascertain Net Profit or Net Loss of business for the accounting period using accrual basis.

Q

On what principle is the P&L Account prepared?

A

Accrual basis: all incomes and expenses of period included regardless of cash movement.

Q

Define the Profit & Loss Appropriation Account.

A

Shows distribution of net profit among partners/reserves/dividends/tax adjustments; opened after P&L closed.

Q

Distinguish P&L Account from P&L Appropriation Account.

A

P&L shows operational profit/loss; Appropriation shows non-operational use of profit (reserves, dividends).

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