JAIIB · AFM · Chapter 1

Balance Sheet Equation

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

State the Balance Sheet Equation in simplest form.

A

Assets = Capital + Outside Liabilities.

Q

When a firm borrows a term loan, does Capital reduce?

A

No. Term loan increases Assets and Outside Liabilities; Capital remains unchanged.

Q

How does Profit flow into the Balance Sheet Equation?

A

Profit increases Capital; Loss decreases Capital. Profit = Net Revenue − Net Costs.

Q

What is the sole purpose of a Trading Account?

A

To ascertain Gross Profit or Gross Loss from trading (purchase and sale) activities.

Q

Name the items that appear on the DEBIT (left) side of Trading Account.

A

Opening Stock, Net Purchases, Direct Expenses (cost-of-goods items).

Q

Name the items that appear on the CREDIT (right) side of Trading Account.

A

Sales (Revenue), Closing Stock (inventory-generating items).

Q

What account type is the Trading Account?

A

Nominal Account. Its balance transfers to Profit & Loss Account.

Q

Define Gross Profit ratio as a percentage.

A

Gross Profit ÷ Sales × 100. Measures profitability on trading before operating expenses.

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