JAIIB · AFM

BUDGETS AND BUDGETARY CONTROL

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is a budget in the context of budgetary control?

A

A budget is a formal financial plan expressed in quantitative terms, covering a specific future period, used to coordinate and control organizational activities.

Q

What is an incremental budget?

A

Budget based on previous period figures with adjustments added.

Q

What is budgetary control?

A

Budgetary control is a system of management where actual performance is continuously compared with budgeted figures, and corrective action is taken for any deviations.

Q

What is the purpose of a selling and distribution cost budget?

A

To estimate costs of promoting and delivering goods to customers.

Q

What is the primary objective of budgetary control?

A

The primary objective is to plan, coordinate, and control organizational activities to achieve defined financial and operational targets efficiently.

Q

What is a functional budget?

A

A budget prepared for each function or department of an organisation.

Q

What is a master budget?

A

A master budget is a comprehensive budget that consolidates all individual functional budgets (sales, production, cash, etc.) into a single overall plan for the organization.

Q

What is a fixed overhead budget?

A

A budget estimating fixed manufacturing overhead costs for a period.

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