JAIIB · AFM

Budget & Budgetary Control Part 1 Ques

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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One-liners from this chapter

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Q

What is a budget in the context of financial management?

A

A budget is a formal written statement of management's plans for a specified future period, expressed in financial terms, covering revenues, expenses, and capital requirements.

Q

What is the primary purpose of preparing a budget in an organisation?

A

To plan and control financial resources for a period.

Q

What is budgetary control?

A

Budgetary control is the process of establishing budgets, recording actual performance, and comparing actual results with budgeted figures to take corrective action where necessary.

Q

What is meant by the term 'budget centre'?

A

A section of an organisation for which a budget is prepared.

Q

What is the primary objective of budgetary control?

A

The primary objective is to coordinate all business activities, control costs, and ensure that resources are used efficiently to achieve the organisation's financial goals.

Q

What distinguishes a principal budget factor from other budget factors?

A

It is the factor that limits the activity level of an organisation.

Q

What is a master budget?

A

A master budget is a comprehensive financial plan that consolidates all individual departmental budgets into one overall budget, representing the organisation's total plan for a financial year.

Q

What is the purpose of a purchase budget?

A

To plan raw material purchases based on production requirements.

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