JAIIB · AFM

Budget & Budgetary Control Part 2 Ques

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is a flexible budget and how does it differ from a fixed budget?

A

A flexible budget adjusts expenditure levels based on actual activity or output achieved, unlike a fixed budget which remains static regardless of actual performance.

Q

What is an adverse variance in budgetary control?

A

A variance where actual results are worse than budgeted results.

Q

What is the purpose of a cash budget in banking operations?

A

A cash budget projects cash inflows and outflows over a period to ensure adequate liquidity, helping management plan borrowings or investments to avoid cash shortages or idle funds.

Q

What is a favourable variance in budgetary control?

A

A variance where actual results are better than budgeted figures.

Q

What does 'budget variance' mean in budgetary control?

A

Budget variance is the difference between the budgeted figure and the actual figure for any item; a favourable variance means actual results are better than budget, while adverse variance means worse.

Q

What is a material cost variance?

A

Difference between standard material cost and actual material cost incurred.

Q

What is a master budget?

A

A master budget is the comprehensive, consolidated budget that integrates all functional budgets (sales, production, cash, capital expenditure, etc.) into a single coordinated plan representing the overall financial position of an organisation.

Q

What does 'budget holder' mean in an organisation?

A

A manager responsible for controlling costs within an assigned budget.

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