JAIIB · IEIFS

Money Market

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Indian Economy and Indian Financial System — JAIIB.

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Q

What is the Money Market?

A

The money market is a segment of the financial market where short-term instruments with maturities of one year or less are traded. It provides a mechanism for managing liquidity and short-term funding needs of banks, governments, and corporations.

Q

What is the minimum maturity period for Commercial Paper issued in India?

A

Minimum maturity period for CP is 7 days.

Q

Which regulatory body oversees the Money Market in India?

A

The Reserve Bank of India (RBI) regulates and oversees the money market in India. It uses money market operations as a key tool for monetary policy implementation.

Q

What is the maximum maturity period for Commercial Paper in India?

A

Maximum maturity period for CP is 1 year.

Q

What is a Treasury Bill (T-Bill)?

A

A Treasury Bill is a short-term government security issued by the RBI on behalf of the Government of India with maturities of 91 days, 182 days, and 364 days. They are issued at a discount and redeemed at face value, making the difference the return to the investor.

Q

What is the minimum net worth required for a company to issue Commercial Paper?

A

Minimum net worth required is Rs. 4 crore.

Q

What are the three tenors of Treasury Bills issued in India?

A

The three tenors of Treasury Bills issued in India are 91-day, 182-day, and 364-day T-Bills. All are zero-coupon instruments sold through auctions conducted by the RBI.

Q

What is the minimum denomination for a Certificate of Deposit?

A

Minimum denomination for CD is Rs. 1 lakh.

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