CAIIB ABM Recollected Questions: Memory-Based Past Exam Topics

CAIIB ABM Recollected Questions – Memory-Based Past Exam Topics

Memory-recalled or recollected questions are among the most valuable resources for any IIBF examination aspirant. This article compiles topics and question areas from past CAIIB Advanced Bank Management (ABM) examinations as recalled by candidates who have appeared in previous sessions. These recollected questions indicate the depth and type of knowledge IIBF tests in the ABM paper.

ABM Recollected Questions: Why They Matter

If you are preparing for the upcoming CAIIB ABM examination, do not overlook memory-based questions from previous attempts. These topics reveal the actual examination experience — what concepts are frequently tested, what numerical problems are set, and how case studies are framed. Attempt these topics as practice to assess how well you have prepared before checking reference answers.

Questions from Past CAIIB ABM Examinations

The following topics and question areas have been reported by candidates who appeared in previous sessions of the CAIIB ABM examination. All topics fall within the IIBF-prescribed ABM syllabus.

Module A – Economic Analysis (Recollected Topics)

• How to calculate GDP and GNP; questions on increase or decrease in GDP and GNP.
• How is Net National Product (NNP) calculated?
• Questions on the Union Budget – components, deficits, and receipts.
• Demand and Supply curve analysis and equilibrium model.
• What is Fiscal Deficit, Gross Fiscal Deficit, and Primary Deficit?
• How does money supply affect ROI and inflation?
• What is GDP deflator and how is it measured?
• Questions on M1, M2, and M3 money supply aggregates.
• Difference between micro and macroeconomics.
• What is the economy as per Laissez-Faire theory?
• What is the sequence of the Business Cycle?
• National income and personal income calculations.
• What is Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)?
• Which sector did not get any benefit from the 1991 economic reforms?
• How can GDP be interpreted in the traditional way?

Module B – Business Mathematics and Finance (Recollected Topics)

• Calculations on Sampling (random, stratified, cluster sampling).
• What is the Break-Even Point and how is it calculated?
• What is NPV (Net Present Value) and how is it calculated?
• How is present value calculated? Formula for End-of-Period Annuity.
• How is effective rate of interest calculated?
• Practical problems on Bond valuation – relationship between interest rate, coupon rate, and bond price.
• If the rate of interest is greater than the coupon rate, on what price will the bond be sold — higher or lower than face value?
• What is Bond value?
• What is the relationship between a Bond and interest?
• Time series numericals involving the coding principle and residual method.
• Simulation and Time Series analysis questions.
• Linear programming problems – what are the uses of Linear Programming?
• What is the Simplex method and the IS curve?
• What is the entry variable in the Simplex method?
• How is Payback Period calculated?
• What are the types of Regression analysis?
• What does the LM Curve (liquidity-money) represent when demand increases?
• What is Budget Deficit and how is it calculated?
• What is Return on Investment (ROI)?
• What is Inventory Turnover Ratio and how is it calculated?

Module C – HRM in Banks (Recollected Topics)

• Who gave the Wealth Theory?
• What are the various functions of money?
• What is the difference between siphoning and diversion of funds?
• What is the definition of a Willful Defaulter?
• When was the Bankruptcy Act implemented (year)?
• When was the Labour Act passed?
• What does Cluster Sampling mean?
• What does Random Sampling mean?
• What happens when a sample does not represent the normal population?

Module D – Credit Management (Recollected Topics)

• Calculations on NPA provisioning.
• How to calculate Net Bank Credit (NBC), Adjusted Net Bank Credit (ANBC), and RIDF contribution under Priority Sector Lending.
• How are Weaker Section lending targets calculated?
• What forms part of advances to the Weaker Section?
• How to calculate Net Working Capital (NWC)?
• How to calculate Acid Test Ratio (Quick Ratio)?
• What products are included in the Demand Deposit category with the banking system?
• What is the Current Ratio?
• What is Debt-Asset Ratio and what does it represent?
• What is the Gross Operating Cycle and the Net Operating Cycle?
• Calculation under the Working Capital method.
• Numerical on External Commercial Borrowings (ECBs).
• What is Debt Service Coverage Ratio (DSCR)?
• Calculation of DSCR and allied questions regarding repayment term and project viability.
• What is the Turnover Ratio and how is it calculated?
• What are the steps involved in loan document appraisal?
• What are the time frames for NPA account categories?
• On what entities is the Cash Budget applicable?
• Can the facility of bill discounting be sanctioned to Cash Credit (CC) holders?
• How is the Drawing Power (DP) of a firm determined?
• What is Narrow Money?
• Case study based on Export Working Capital Limit.
• RBI guidelines for fund allocation for priority sectors.
• Numericals on firm ratios related to Debtors, Creditors, and two-year comparison.
• Questions related to Power of Attorney (POA) – Stamps, Authority, and Limits.
• Who is the authorised official for SARFAESI action?
• What is the Priority Criteria for Housing Loan?
• What are the components of MCLR?
• Questions on Market Size and Interest Rate.
• Relationship between an increase in interest rate and the money market.
• Reasons for failure of Infrastructure Projects.
• What is India's rank in the Human Development Index?
• What is the main priority of the Indian Economy?

CAIIB ABM 2026 Exam Dates

For those preparing for the upcoming CAIIB attempts, the exam schedule is as follows:

For official notifications, visit iibf.org.in.

Key Points Summary

• Recollected questions confirm that numericals on GDP, NPV, DSCR, NWC, bond valuation, and working capital appear frequently in CAIIB ABM.
• Economic definitions (fiscal deficit, money supply aggregates, HDI) are tested as direct knowledge questions.
• HRM topics including personality types, labour laws, and sampling methods appear regularly.
• Credit management topics such as NPA norms, priority sector lending, and ratio analysis form a significant part of the paper.
• All listed topics fall strictly within the IIBF-prescribed CAIIB ABM syllabus.

Frequently Asked Questions (FAQ)

Q1. What are recollected questions in the context of IIBF exams?

Recollected or memory-recalled questions are topics and question areas that candidates remember after appearing in an IIBF examination. Since IIBF does not officially publish previous year papers, recollected questions provide indirect insight into what the examination tests. They are valuable study aids but should be supplemented with thorough textbook preparation.

Q2. What is DSCR and why is it important for CAIIB ABM?

DSCR stands for Debt Service Coverage Ratio. It measures a borrower's ability to service (repay) their debt obligations from operating income. It is calculated as Net Operating Income divided by Total Debt Service. A DSCR greater than 1 indicates the borrower generates sufficient income to meet debt payments. This is a frequently tested numerical concept in CAIIB ABM credit management questions.

Q3. How is NPV different from Payback Period?

Net Present Value (NPV) is the difference between the present value of future cash inflows and the initial investment cost, using a specified discount rate. If NPV is positive, the project is viable. Payback Period. On the other hand, simply measures how many years it takes to recover the initial investment from cash flows, without considering the time value of money. NPV is considered a superior evaluation method.

Q4. What are the NPA categories and their time frames?

As per RBI guidelines. Non-Performing Assets (NPA) are classified as: (1) Substandard Assets – NPA for up to 12 months; (2) Doubtful Assets – Substandard for more than 12 months, further divided into D1 (up to 1 year), D2 (1 to 3 years), and D3 (more than 3 years); (3) Loss Assets – identified by the bank, auditors, or RBI as un-collectible. Each category has specific provisioning requirements.

Q5. What topics from the business cycle commonly appear in CAIIB ABM?

Business cycle questions in CAIIB ABM typically test the sequence of phases (Expansion/Boom. Peak, Contraction/Recession, Trough), the economic indicators associated with each phase, and the distinction between recession and depression. GDP trends, unemployment, and price levels during each phase are commonly tested concepts.

Conclusion

Recollected questions from past CAIIB ABM examinations provide an invaluable preview of what the actual examination expects from candidates. The topics listed in this article span all four modules of the ABM syllabus and highlight the emphasis on numerical problem-solving in addition to conceptual knowledge. Study these areas systematically and refer to the IIBF prescribed textbooks and official syllabus at iibf.org.in for authoritative content.

For more on caiib abm recollected questions, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

For more on caiib abm recollected questions, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

For more on caiib abm recollected questions, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

For more on caiib abm recollected questions, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

For more on caiib abm recollected questions, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

For more on caiib abm recollected questions, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

For more on caiib abm recollected questions, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

For more on caiib abm recollected questions, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

For more on caiib abm recollected questions, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

For more on caiib abm recollected questions, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

For more on caiib abm recollected questions, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

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Source: Indian Institute of Banking & Finance — iibf.org.in