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RFS articles

Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.

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ESG Risk in Banking: Drivers, Regulation and Exam Notes
RFS 27 Aug 2026

ESG Risk in Banking: Drivers, Regulation and Exam Notes

ESG risk in banking is not a new risk silo sitting beside credit and market risk. It is a set of drivers — environmental, so...

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Large Exposure Limits for Banks: RBI's LEF Framework Explained
RFS 26 Aug 2026

Large Exposure Limits for Banks: RBI's LEF Framework Explained

For any commercial bank, the biggest single threat to solvency rarely comes from a diversified retail book — it comes from one lar...

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Longevity Risk in Pension Funds: Impact, Measurement, Mitigation
RFS 25 Aug 2026

Longevity Risk in Pension Funds: Impact, Measurement, Mitigation

Longevity risk in pension funds is the risk that people live longer than the mortality assumptions used to fund their retirement b...

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Custodian Risk in Financial Services: IIBF RFS Guide
RFS 24 Aug 2026

Custodian Risk in Financial Services: IIBF RFS Guide

Custodian risk in financial services is the risk that a bank holding securities and cash for clients fails in its job. It may fail...

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Settlement Risk in Payment Systems: RTGS, DvP and CCIL
RFS 21 Aug 2026

Settlement Risk in Payment Systems: RTGS, DvP and CCIL

Settlement risk in payment systems is the risk that one leg of a transaction is paid or delivered while the other leg fails, leavi...

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Persistency Risk in Life Insurance: Lapses and Surrender Value
RFS 20 Aug 2026

Persistency Risk in Life Insurance: Lapses and Surrender Value

Persistency risk in life insurance is the risk that policyholders stop paying renewal premiums long before the insurer has earned...

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Risk in Stock Broking Operations: Margins and Controls (IIBF RFS)
RFS 19 Aug 2026

Risk in Stock Broking Operations: Margins and Controls (IIBF RFS)

A broking firm earns a thin, high-volume spread and carries an obligation that is anything but thin. That asymmetry is why risk in...

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Reputational Risk in Financial Services: Drivers & Framework
RFS 18 Aug 2026

Reputational Risk in Financial Services: Drivers & Framework

Reputational risk in financial services rarely shows up on a balance sheet. Yet it can wipe out more shareholder value in a week t...

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Underwriting Risk in General Insurance: Pricing and Reserving (IIBF RFS)
RFS 17 Aug 2026

Underwriting Risk in General Insurance: Pricing and Reserving (IIBF RFS)

If you remember one idea from this topic, make it this: underwriting risk in general insurance is not a single number, it is the c...

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Solvency Margin for Insurers: IRDAI Norms, RSM and ASM Explained
RFS 15 Aug 2026

Solvency Margin for Insurers: IRDAI Norms, RSM and ASM Explained

Every insurance company in India must hold assets that exceed its liabilities by a legally fixed cushion, and the solvency margin...

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Liquidity Risk Management in NBFCs: LCR, ALM and 2026 Rules
RFS 13 Aug 2026

Liquidity Risk Management in NBFCs: LCR, ALM and 2026 Rules

For CAIIB Risk in Financial Services candidates, liquidity risk management in NBFCs is the topic examiners keep coming back to bec...

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