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SFB articles

Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.

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Joint Liability Group Lending in Small Finance Banks
SFB 27 Aug 2026

Joint Liability Group Lending in Small Finance Banks

Joint liability group lending is the credit delivery method on which most small finance banks were built, and it still drives the...

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Unbanked Rural Centre Norms for Small Finance Banks Explained
SFB 26 Aug 2026

Unbanked Rural Centre Norms for Small Finance Banks Explained

Every Small Finance Bank licence carries a branch-network condition that many candidates skim past: the unbanked rural centre norm...

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Small Finance Bank Promoter Eligibility: RBI's On-Tap Rules Explained
SFB 25 Aug 2026

Small Finance Bank Promoter Eligibility: RBI's On-Tap Rules Explained

When RBI opens the door for a new bank, the first question examiners love to ask is: who is actually allowed to walk through it? S...

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CASA Ratio for Small Finance Banks: Why It Matters
SFB 24 Aug 2026

CASA Ratio for Small Finance Banks: Why It Matters

For most Small Finance Banks (SFBs), growing low-cost deposits is not optional — it is survival. The CASA ratio for small finance...

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SFB Priority Sector Lending Target: The 60% Rule Explained
SFB 21 Aug 2026

SFB Priority Sector Lending Target: The 60% Rule Explained

Every Small Finance Bank in India runs its lending book against one number that examiners love to test: the SFB priority sector le...

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Penal Charges on Loan Accounts: RBI Rules Every SFB Must Follow
SFB 20 Aug 2026

Penal Charges on Loan Accounts: RBI Rules Every SFB Must Follow

Ask a branch manager what changed in retail lending compliance since 2024 and the honest answer is the pricing of default. The RBI...

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Listing Norms for Small Finance Banks: IPO Rules Explained
SFB 19 Aug 2026

Listing Norms for Small Finance Banks: IPO Rules Explained

The listing norms for small finance banks are among the sharpest licensing conditions the Reserve Bank has ever written into a ban...

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KYC AML for small finance banks: IIBF SFB Guide
SFB 18 Aug 2026

KYC AML for small finance banks: IIBF SFB Guide

For an IIBF SFB candidate, KYC AML for small finance banks is not a side topic — they sit at the centre of the exam's Module B and...

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Multiple Lending and Over-Indebtedness in Microfinance (IIBF SFB)
SFB 17 Aug 2026

Multiple Lending and Over-Indebtedness in Microfinance (IIBF SFB)

Multiple lending and over-indebtedness in microfinance is one of the sharpest risk themes tested in the Small Finance Bank module,...

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Securitisation by Small Finance Banks: MRR, MHP and Rules
SFB 15 Aug 2026

Securitisation by Small Finance Banks: MRR, MHP and Rules

Securitisation by small finance banks has quietly become one of the most important balance-sheet tools in the sector, because an S...

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MFI to SFB Conversion Norms: RBI's On-Tap Route in 2026
SFB 13 Aug 2026

MFI to SFB Conversion Norms: RBI's On-Tap Route in 2026

When a microfinance-focused NBFC decides to graduate into full-service banking, it must follow RBI's mfi to sfb conversion norms l...

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