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DIGIBANK articles

Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.

CBDC e-Rupee Digital Currency: IIBF Digital Banking Guide
DIGIBANK 30 Jul 2026

CBDC e-Rupee Digital Currency: IIBF Digital Banking Guide

CBDC e-Rupee digital currency is one of the most exam-relevant ideas in the Digital Banking module today. It is the Reserve Bank o...

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RuPay and Card Payment Networks: Digital Banking Guide (IIBF 2026)
DIGIBANK 29 Jul 2026

RuPay and Card Payment Networks: Digital Banking Guide (IIBF 2026)

Every debit or credit card swipe, tap, or online checkout in India rides on a card payment network — a rulebook-and-switch system...

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e-Mandate and NACH in Digital Banking: Rules and Flow (IIBF 2026)
DIGIBANK 28 Jul 2026

e-Mandate and NACH in Digital Banking: Rules and Flow (IIBF 2026)

Every JAIIB and CAIIB Digital Banking paper carries at least one question on recurring debit authorisation, and e-mandate and NACH...

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Digital Banking Units: RBI Scheme for IIBF Exams (2026)
DIGIBANK 27 Jul 2026

Digital Banking Units: RBI Scheme for IIBF Exams (2026)

Digital Banking Units are one of the most exam-relevant developments in India's banking network, and if you are preparing for the...

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Payment Aggregators and Gateways: RBI Rules Explained (2026)
DIGIBANK 26 Jul 2026

Payment Aggregators and Gateways: RBI Rules Explained (2026)

Every UPI payment, e-commerce checkout, and utility bill payment in India routes through Payment Aggregators and Gateways working...

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UPI 123Pay Explained: Feature-Phone Payments for IIBF Digital Banking (2026)
DIGIBANK 25 Jul 2026

UPI 123Pay Explained: Feature-Phone Payments for IIBF Digital Banking (2026)

When people think of digital payments in India, they picture a smartphone glowing with a scan-and-pay screen. Yet nearly 40 crore...

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POS Terminals in Banking: Types, MDR and Settlement (2026)
DIGIBANK 23 Jul 2026

POS Terminals in Banking: Types, MDR and Settlement (2026)

🖥️ What Are POS Terminals in Banking POS terminals in banking are the physical and virtual devices that let a merchant accept card...

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Bharat Bill Payment System BBPS: Architecture, Roles and Charges (2026)
DIGIBANK 22 Jul 2026

Bharat Bill Payment System BBPS: Architecture, Roles and Charges (2026)

The Bharat Bill Payment System BBPS is the backbone of interoperable bill payments in India, letting a customer pay almost any reg...

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Aadhaar Enabled Payment System: AePS Guide (2026)
DIGIBANK 21 Jul 2026

Aadhaar Enabled Payment System: AePS Guide (2026)

The Aadhaar Enabled Payment System is one of the most powerful financial-inclusion rails in India, letting a customer withdraw cas...

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ATM and Cash Recycler Operations: IIBF Digital Banking Guide (2026)
DIGIBANK 20 Jul 2026

ATM and Cash Recycler Operations: IIBF Digital Banking Guide (2026)

ATM and Cash Recycler Operations form the oldest and still the most heavily examined block of self-service banking in the IIBF Cer...

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Digital Lending in India: RBI Rules, KFS & FLDG (2026)
DIGIBANK 19 Jul 2026

Digital Lending in India: RBI Rules, KFS & FLDG (2026)

Every JAIIB and CAIIB Digital Banking candidate eventually meets a question on digital lending — and most lose marks because they...

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