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Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.

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Video Based Customer Identification Process (V-CIP): Rules and Controls
DIGIBANK 14 Sep 2026

Video Based Customer Identification Process (V-CIP): Rules and Controls

Bank branches are no longer the only gateway to opening an account digitally. The video based customer identification process (V-C...

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Open Banking in India: IIBF Digital Banking Exam Guide
DIGIBANK 27 Aug 2026

Open Banking in India: IIBF Digital Banking Exam Guide

Open banking in India is a consent-led model in which a customer, not the bank, decides who may see their financial data and for h...

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RBI Rules on default loss guarantee in digital lending Explained
DIGIBANK 26 Aug 2026

RBI Rules on default loss guarantee in digital lending Explained

Every fintech-bank tie-up in India today runs into one clause sooner or later: the default loss guarantee in digital lending. This...

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Marketing of Digital Banking Products: A Full IIBF Exam Guide
DIGIBANK 25 Aug 2026

Marketing of Digital Banking Products: A Full IIBF Exam Guide

For IIBF Digital Banking candidates, marketing of digital banking products is the module that turns a bank's technology stack into...

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Wholesale CBDC in India: RBI's e-Rupee-W Pilot Explained
DIGIBANK 24 Aug 2026

Wholesale CBDC in India: RBI's e-Rupee-W Pilot Explained

Most digital banking revision focuses on UPI and mobile apps, but IIBF papers also test the wholesale side of central bank money....

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UPI Transaction Dispute Resolution: RBI Rules for Bankers
DIGIBANK 21 Aug 2026

UPI Transaction Dispute Resolution: RBI Rules for Bankers

A UPI payment that debits a customer's account but never reaches the beneficiary is one of the most common complaints a branch han...

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IIBF Digital Banking: RBI digital lending guidelines explained
DIGIBANK 20 Aug 2026

IIBF Digital Banking: RBI digital lending guidelines explained

The RBI digital lending guidelines have turned what used to be a lightly supervised fintech corner into one of the most tightly sp...

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Unified Lending Interface in India: ULI Explained for Bankers
DIGIBANK 19 Aug 2026

Unified Lending Interface in India: ULI Explained for Bankers

The Unified Lending Interface in India is the Reserve Bank's answer to a very old problem: a lender can sanction a small crop loan...

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Positive Pay System in India: RBI Rules Every Banker Must Know
DIGIBANK 18 Aug 2026

Positive Pay System in India: RBI Rules Every Banker Must Know

Cheque fraud did not disappear when banking went digital — it simply moved. That is why the Positive Pay System in India matters f...

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Open Credit Enablement Network OCEN: Digital Lending Rails Explained
DIGIBANK 17 Aug 2026

Open Credit Enablement Network OCEN: Digital Lending Rails Explained

Small-ticket, short-tenor credit — a Rs 5,000 kirana purchase loan, a three-month invoice advance, or a gig-worker's weekly cash-f...

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National Electronic Toll Collection: FASTag Rules for Bankers
DIGIBANK 15 Aug 2026

National Electronic Toll Collection: FASTag Rules for Bankers

National electronic toll collection is the NPCI-operated system that turns a sticker on a windscreen into a live bank debit at hig...

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