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CCP articles

Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.

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Stressed Asset Resolution: RBI Framework for CCP Exam
CCP 27 Aug 2026

Stressed Asset Resolution: RBI Framework for CCP Exam

Stressed asset resolution is the time-bound discipline RBI imposes on lenders from the day a borrower first defaults: identify the...

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Second Method of Lending: MPBF Assessment for CCP Aspirants
CCP 26 Aug 2026

Second Method of Lending: MPBF Assessment for CCP Aspirants

Working capital assessment is one of the most numerical-heavy parts of the credit appraisal syllabus, and the second method of len...

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Certified Credit Professional Syllabus: IIBF CCP Exam Pattern 2026
CCP 25 Aug 2026

Certified Credit Professional Syllabus: IIBF CCP Exam Pattern 2026

If you are preparing for IIBF's Certified Credit Professional exam, the certified credit professional syllabus is the one document...

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Wilful Defaulter Classification: RBI Rules Explained
CCP 24 Aug 2026

Wilful Defaulter Classification: RBI Rules Explained

Not every default is a credit event — some are a deliberate choice, and RBI treats the two very differently. Wilful defaulter clas...

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Debt Equity Ratio for Project Finance Loans Explained
CCP 21 Aug 2026

Debt Equity Ratio for Project Finance Loans Explained

The debt equity ratio for project finance is one of the first numbers a credit officer checks after the techno-economic viability...

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Income Recognition and Asset Classification: IIBF CCP Guide
CCP 20 Aug 2026

Income Recognition and Asset Classification: IIBF CCP Guide

Every credit officer eventually meets the moment when a healthy account stops behaving. What happens next is not a judgement call...

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Bill Discounting and Bills Purchase in Bank Credit (IIBF CCP)
CCP 19 Aug 2026

Bill Discounting and Bills Purchase in Bank Credit (IIBF CCP)

Bill discounting and bills purchase is the one working-capital product where the source of repayment is written into the instrumen...

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Capital Adequacy Ratio for Banks: CRAR Under Basel III
CCP 18 Aug 2026

Capital Adequacy Ratio for Banks: CRAR Under Basel III

Every credit sanction a bank makes eats into a finite resource: regulatory capital. Before a Certified Credit Professional signs o...

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Techno Economic Viability Study in Project Finance (CCP)
CCP 17 Aug 2026

Techno Economic Viability Study in Project Finance (CCP)

Every term loan for a greenfield or brownfield project rests on one document more than any other: the appraisal note built around...

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How the debt service coverage ratio decides term loan sanction
CCP 15 Aug 2026

How the debt service coverage ratio decides term loan sanction

In term loan and project finance appraisal, the debt service coverage ratio is the one number that decides whether a proposal is b...

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Non Fund Based Credit Limits Explained: LC, BG & Risk (2026)
CCP 13 Aug 2026

Non Fund Based Credit Limits Explained: LC, BG & Risk (2026)

For every rupee a bank lends as cash credit or a term loan, it also carries a quieter book of promises — undertakings that cost no...

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