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Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.

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IIBF Risk Management Study Plan for Working Bankers: 24 Days
RM 24 Oct 2026

IIBF Risk Management Study Plan for Working Bankers: 24 Days

A day-wise 24-day plan to cover Risk Management alongside your branch job, with a module-by-module table and a simple MCQ routine.

#Certificate Exam #IIBF #Risk Management
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Standardised Approach for Operational Risk Capital under Basel III (SMA)
RM 14 Sep 2026

Standardised Approach for Operational Risk Capital under Basel III (SMA)

Every bank operating Under Basel III must set aside capital for operational risk — losses from failed processes, internal fr...

#banking exam #IIBF #Risk Management
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Internal Capital Adequacy Assessment Process for IIBF Exams
RM 27 Aug 2026

Internal Capital Adequacy Assessment Process for IIBF Exams

The internal capital adequacy assessment process is a bank's own, Board-owned answer to one question: how much capital does this b...

#banking exam #IIBF #Risk Management
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RAROC Based Loan Pricing: How Banks Price Risk-Adjusted Rates
RM 26 Aug 2026

RAROC Based Loan Pricing: How Banks Price Risk-Adjusted Rates

Not every loan that clears the credit committee is actually worth booking. A bank can price two loans at the same headline rate an...

#banking exam #IIBF #Risk Management
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Expected Shortfall Risk Measure Explained: A Complete IIBF Guide
RM 25 Aug 2026

Expected Shortfall Risk Measure Explained: A Complete IIBF Guide

Every candidate preparing for the IIBF Risk Management certificate eventually runs into a hard question: why has the expected shor...

#banking exam #IIBF #Risk Management
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Credit Conversion Factor in Basel Norms: IIBF RM Guide
RM 24 Aug 2026

Credit Conversion Factor in Basel Norms: IIBF RM Guide

Every non-fund based facility a bank sanctions — a letter of credit, a bank guarantee, an undrawn loan commitment — sits off the b...

#banking exam #IIBF #Risk Management
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Value at Risk Calculation Methods for Bank Risk Management
RM 21 Aug 2026

Value at Risk Calculation Methods for Bank Risk Management

Every bank risk manager eventually has to answer one question in plain numbers: how much can we lose tomorrow if markets move agai...

#banking exam #IIBF #Risk Management
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Bilateral Netting of Derivatives: IIBF Risk Management Guide
RM 20 Aug 2026

Bilateral Netting of Derivatives: IIBF Risk Management Guide

Two banks with two hundred open swaps between them can owe each other almost nothing on a net basis and a very large sum on a gros...

#banking exam #IIBF #Risk Management
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Monte Carlo Simulation in Risk Management for Banks (IIBF)
RM 19 Aug 2026

Monte Carlo Simulation in Risk Management for Banks (IIBF)

A bank's risk book rarely collapses into a neat closed-form formula. Once your portfolio holds options, structured deposits, prepa...

#banking exam #IIBF #Risk Management
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Three Lines of Defense Model in Bank Risk Management
RM 18 Aug 2026

Three Lines of Defense Model in Bank Risk Management

Every bank regulator conversation about who is accountable when a control fails eventually circles back to one idea: the three lin...

#banking exam #IIBF #Risk Management
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Supervisory Review and Evaluation Process Under Basel Pillar 2 (IIBF RM)
RM 17 Aug 2026

Supervisory Review and Evaluation Process Under Basel Pillar 2 (IIBF RM)

The supervisory review and evaluation process is the engine room of Basel Pillar 2. It is how the Reserve Bank checks whether a ba...

#banking exam #IIBF #Risk Management
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