CAIIB · BRBL

Negotiable Instruments Act, 1881

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Banking Regulations and Business Laws — CAIIB.

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Q

What is a 'negotiable instrument' under the Negotiable Instruments Act, 1881?

A

A negotiable instrument is a written document that entitles its holder to receive a certain sum of money and is transferable by delivery or endorsement, such as a promissory note, bill of exchange, or cheque.

Q

Under which section of the NI Act is 'cheque' defined?

A

Section 6 of the Negotiable Instruments Act, 1881.

Q

Which three instruments are specifically defined as negotiable instruments under the NI Act, 1881?

A

The NI Act, 1881 specifically defines promissory notes, bills of exchange, and cheques as negotiable instruments under Section 13.

Q

What is 'endorsement in full' under the NI Act?

A

Endorsement specifying the name of the person to whom instrument is endorsed.

Q

What is a 'promissory note' as defined under Section 4 of the NI Act, 1881?

A

A promissory note is an instrument in writing (not being a bank note or currency note) containing an unconditional undertaking signed by the maker to pay a certain sum of money to or to the order of a certain person or to the bearer of the instrument.

Q

What is a 'conditional endorsement' under the NI Act?

A

An endorsement making payment subject to a specified condition.

Q

What is a 'bill of exchange' as defined under Section 5 of the NI Act, 1881?

A

A bill of exchange is an instrument in writing containing an unconditional order signed by the maker, directing a certain person to pay a certain sum of money only to or to the order of a certain person, or to the bearer of the instrument.

Q

What does Section 138 of the NI Act deal with?

A

Dishonour of cheque for insufficiency of funds in the account.

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