CAIIB · BRBL

PREVENTION OF MONEY LAUNDERING ACT

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Banking Regulations and Business Laws — CAIIB.

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Q

What is the full form of PMLA and when did it come into force?

A

PMLA stands for Prevention of Money Laundering Act; it was enacted in 2002 and came into force on 1st July 2005.

Q

What year was the Prevention of Money Laundering Act enacted in India?

A

PMLA was enacted in the year 2002.

Q

What are the three stages of money laundering as recognised under PMLA?

A

The three stages are Placement (introducing illegal funds into the financial system), Layering (concealing the trail through complex transactions), and Integration (merging the funds back into the legitimate economy).

Q

What is the primary objective of PMLA?

A

To prevent money laundering and confiscate proceeds of crime.

Q

What is the definition of 'proceeds of crime' under PMLA?

A

'Proceeds of crime' means any property derived or obtained directly or indirectly by any person as a result of criminal activity relating to a scheduled offence, including property taken outside India.

Q

Under PMLA, what is the maximum punishment for money laundering offence?

A

Maximum punishment is imprisonment up to seven years.

Q

Which authority is empowered to attach and confiscate property under PMLA?

A

The Adjudicating Authority constituted under PMLA is empowered to confirm attachment and order confiscation of property involved in money laundering.

Q

In which scheduled offence category does drug trafficking fall under PMLA?

A

Drug trafficking falls under Part A of the Schedule.

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