CAIIB · RM

FIXED INCOME SECURITIES

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Risk Management (Elective) — CAIIB.

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Q

What is the relationship between bond price and yield?

A

Bond price and yield move in opposite directions — when yields rise, bond prices fall, and vice versa. This inverse relationship is fundamental to fixed income valuation.

Q

What is a coupon bond and how does it make payments?

A

Bond paying periodic interest plus principal at maturity.

Q

What does 'duration' measure in the context of a fixed income security?

A

Duration measures the weighted average time to receive all cash flows (coupons and principal) of a bond, expressed in years. It also serves as a measure of price sensitivity to interest rate changes.

Q

What is the par value (face value) of a bond?

A

The principal amount repaid at maturity, typically Rs 100 or Rs 1000.

Q

How is Macaulay Duration different from Modified Duration?

A

Macaulay Duration is the weighted average time to cash flows, while Modified Duration adjusts it by dividing by (1 + yield/m) to directly measure percentage price change per 1% change in yield.

Q

What is a perpetual bond?

A

Bond with no maturity date that pays interest indefinitely.

Q

What is convexity in fixed income securities?

A

Convexity measures the curvature of the price-yield relationship of a bond, capturing the non-linear sensitivity that duration alone cannot explain. Positive convexity means price rises more than it falls for equal yield changes.

Q

What is the current yield of a bond?

A

Annual coupon payment divided by the bond's current market price.

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