CAIIB · RB · Chapter 13

Concepts of Project, Aspects of Project Formulation, Appraisal & Model Bankable Projects

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Rural Banking (Elective) — CAIIB.

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Q

Duration — Project / Routine Operation?

A

Project: Finite — has start & end; Routine Operation: On-going / perpetual

Q

Output — Project / Routine Operation?

A

Project: Unique deliverable; Routine Operation: Repetitive output

Q

Resources — Project / Routine Operation?

A

Project: One-time pooled; Routine Operation: Standing arrangement

Q

Risk — Project / Routine Operation?

A

Project: High (innovation premium); Routine Operation: Low (BAU)

Q

Organisation — Project / Routine Operation?

A

Project: Task-force / matrix; Routine Operation: Functional / departmental

Q

Investment period?

A

major capital outlays incurred (typically 3-5 years for agri projects).

Q

Development period?

A

production builds up (often another 3-5 years; longer for tree crops or cattle herds with long gestation).

Q

Full-development period?

A

runs for the economic life of the project (rarely exceeds 25-30 years; both financial and economic analyses are pegged to this horizon).

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