RURAL CREDIT INSTITUTIONS
Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Rural Banking (Elective) — CAIIB.
One-liners from this chapter
Free sample — 8 of 128 rapid-fire Q&A cards.
Commercial Banks (PSBs+Pvt+SFB+FB) — Share / Comment?
Share: ~73-75%; Comment: Dominant since 1969 nationalisation
Cooperatives (StCB+DCCB+PACS+SCARDB+PCARDB) — Share / Comment?
Share: ~12-13%; Comment: Largest network at village level
RRBs (28 banks) — Share / Comment?
Share: ~12-13%; Comment: Rural-focused; sponsor-bank IT
Others (NBFC, MFI, SHG-BLP direct) — Share / Comment?
Share: <2%; Comment: Supplementary channel
Model bye-laws (Jan 2023): PACS can now offer >25 business activities?
CSC, PDS, LPG distributorship, fair price shop, BC services, e-services, water user committee, retail outlet for fertiliser/petrol.
Ordinary Development Debentures (ODD)?
for sporadic lending, subscribed by LIC and other FIs; State/Central Govts also subscribe.
NCARDBF?
National Cooperative Agriculture and Rural Development Banks Federation — for SCARDBs.
Inception — Period / Initiator / RRBs reduced from to?
Period: 1975-2004; RRBs reduced from to: grown to 196
Video classes for this chapter
MCQ practice tests
Chapter-wise mock tests with instant scoring.
PDF study notes
More chapters in Module B - Financing Rural Development
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