CAIIB · RB · Chapter 8

Problems and Prospects in Rural Banking

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Rural Banking (Elective) — CAIIB.

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One-liners from this chapter

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Q

Commercial — Apex / Source / Operational / Ground-Level?

A

Apex / Source: RBI; Operational: PSBs, PVBs, SFBs; Ground-Level: Branches + BCs

Q

Cooperative (ST) — Apex / Source / Operational / Ground-Level?

A

Apex / Source: NABARD refinance; Operational: StCB DCCB; Ground-Level: PACS

Q

Cooperative (LT) — Apex / Source / Operational / Ground-Level?

A

Apex / Source: NABARD refinance; Operational: SCARDB; Ground-Level: PCARDB

Q

Regional — Apex / Source / Operational / Ground-Level?

A

Apex / Source: NABARD refinance + supervision; Operational: 28 RRBs (post-merger); Ground-Level: Branches in rural districts

Q

MFI — Apex / Source / Operational / Ground-Level?

A

Apex / Source: RBI MD 2022; Operational: NBFC-MFIs / NGO-MFIs; Ground-Level: SHG / JLG / individual

Q

(a) Credit?

A

Provide refinance to RFIs for agriculture, MSME, off-farm, rural development

Q

(b) Institutional Development?

A

Strengthen StCBs, DCCBs, PACS, RRBs, SCARDBs

Q

(c) Supervision?

A

Inspect StCBs, DCCBs, RRBs under Sec. 35 BR Act 1949

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