JAIIB · AFM

GOODS AND SERVICE TAX

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What does GST stand for and when was it implemented in India?

A

GST stands for Goods and Services Tax, implemented in India on 1st July 2017, replacing multiple indirect taxes under a unified framework.

Q

What is the GST rate applicable on general insurance premiums?

A

18% GST is levied on general insurance premiums.

Q

Which constitutional amendment enabled the introduction of GST in India?

A

The 101st Constitutional Amendment Act, 2016 enabled the introduction of GST by amending Articles 246A, 269A, and 279A of the Constitution.

Q

What is the GST rate on services provided by a bank for maintaining a savings account?

A

18% GST applies on banking services including account maintenance.

Q

What is the GST Council and who chairs it?

A

The GST Council is a constitutional body that makes recommendations on GST rates, exemptions, and laws; it is chaired by the Union Finance Minister.

Q

What is the full form of CGST under the GST framework?

A

CGST stands for Central Goods and Services Tax.

Q

What are the four main types of GST levied in India?

A

The four types are CGST (Central GST), SGST (State GST), IGST (Integrated GST), and UTGST (Union Territory GST).

Q

What is the full form of SGST under the GST framework?

A

SGST stands for State Goods and Services Tax.

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