JAIIB · AFM

Bill Of Exchnage

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is a Bill of Exchange as defined under the Negotiable Instruments Act, 1881?

A

A Bill of Exchange is an unconditional order in writing, addressed by one person to another, signed by the maker, directing a certain person to pay a certain sum of money only to or to the order of a certain person or to the bearer of the instrument.

Q

What is the full form of NI Act and in which year was it enacted?

A

Negotiable Instruments Act enacted in year 1881.

Q

Who are the three parties in a Bill of Exchange?

A

The three parties are the Drawer (who draws/creates the bill), the Drawee (on whom the bill is drawn and who is directed to pay), and the Payee (who receives the payment).

Q

Who is the 'drawee' in a Bill of Exchange?

A

Person on whom the bill is drawn and ordered to pay.

Q

What is the difference between a Bill of Exchange and a Promissory Note?

A

A Bill of Exchange is an order to pay involving three parties and requires acceptance, whereas a Promissory Note is a promise to pay involving two parties and needs no acceptance.

Q

Who is the 'payee' in a Bill of Exchange?

A

Person to whom payment of the bill is to be made.

Q

What does 'acceptance' of a Bill of Exchange mean?

A

Acceptance is the signification by the drawee of his assent to the order of the drawer, typically by writing the word 'accepted' and signing across the face of the bill, making the drawee the acceptor and primarily liable for payment.

Q

What is a 'Sight Bill' or 'Demand Bill' of exchange?

A

Bill payable immediately on presentation to the drawee.

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