JAIIB · AFM

Definition , Scope & Accounting Standards including Ind AS

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is the primary objective of accounting as defined by the American Accounting Association?

A

Accounting is the process of identifying, measuring, and communicating economic information to permit informed judgments and decisions by users of the information.

Q

What is the meaning of 'Ind AS' in Indian accounting terminology?

A

Indian Accounting Standards converged with IFRS for Indian entities.

Q

Which body is responsible for issuing Indian Accounting Standards (Ind AS)?

A

The Institute of Chartered Accountants of India (ICAI) issues Indian Accounting Standards, which are notified by the Ministry of Corporate Affairs (MCA) under the Companies Act.

Q

Which authority prescribes accounting standards applicable to banking companies in India?

A

Reserve Bank of India and Ministry of Corporate Affairs jointly.

Q

What is the scope of financial accounting in a banking context?

A

Financial accounting in banks covers recording all monetary transactions, preparing financial statements like Balance Sheet and Profit & Loss Account, and disclosing financial performance to stakeholders including RBI and shareholders.

Q

What is 'objectivity' as a qualitative characteristic in accounting information?

A

Information based on verifiable evidence, free from personal bias.

Q

What does the 'going concern' concept assume in accounting?

A

The going concern concept assumes that a business will continue to operate indefinitely into the future, and therefore assets are valued at cost rather than liquidation value.

Q

What is the 'cost concept' sometimes called in modern Ind AS framework?

A

Historical cost; Ind AS allows fair value as an alternative measurement.

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