JAIIB · IEIFS · Chapter 3

Money Supply and Inflation

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Indian Economy and Indian Financial System — JAIIB.

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Q

Which function of money is being used when a person keeps surplus cash idle for months intending to use it for a future purchase?

A

This is the store of value function of money, which allows purchasing power to be saved and used at a later point in time.

Q

What is the primary function of money when it is used to price goods and services in an economy?

A

Measure of value (unit of account)

Q

What is money supply in the context of macroeconomics?

A

Money supply refers to the total stock of money circulating in an economy at a given point in time, including currency and deposits.

Q

Which function of money is directly reflected when a contract specifies fixed instalments payable over future years?

A

Standard for deferred payments

Q

What are the four standard measures of money supply used by the Reserve Bank of India?

A

The RBI measures money supply using M0, M1, M2, and M3, each representing progressively broader definitions of money.

Q

How is Currency with the public calculated as per the RBI's money supply framework?

A

Currency in circulation MINUS cash held by banks

Q

What does M1 (narrow money) consist of in India?

A

M1 consists of currency with the public plus demand deposits with the banking system plus other deposits with the RBI.

Q

What are the three components of Narrow Money (M1) as defined by the RBI?

A

Currency with the public + Demand deposits with banks + Other deposits with the RBI

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