JAIIB · IEIFS · Chapter 6

Monetary Policy and Fiscal Policy

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Indian Economy and Indian Financial System — JAIIB.

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Q

What are the two main instruments of fiscal policy?

A

The two main instruments of fiscal policy are government spending and taxation.

Q

Which two instruments are the exclusive domain of the government under fiscal policy?

A

Government spending and taxation

Q

How is fiscal policy defined in terms of its tools and objectives?

A

Fiscal policy is the use of the government's revenue and expenditure tools to influence the economy.

Q

What is the combination of expansionary fiscal policy actions according to the chapter?

A

Spending more, cutting taxes, or both simultaneously

Q

What is monetary policy primarily concerned with in an economy?

A

Monetary policy is concerned with controlling the supply of money, the cost of money (interest rates), and the availability of credit to influence economic activity.

Q

Contractionary fiscal policy is used during which phase of the economic cycle?

A

During a boom (period of overheating inflation)

Q

Which authority is responsible for formulating and implementing monetary policy in India?

A

The Reserve Bank of India (RBI) is responsible for formulating and implementing monetary policy in India.

Q

What is the immediate effect on the banking system when the RBI raises the CRR?

A

Deposits available for lending fall and money supply contracts

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