JAIIB · IEIFS

INDIAN FINANCIAL SYSTEM- AN OVERVIEW

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Indian Economy and Indian Financial System — JAIIB.

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Q

What is the primary function of an Indian financial system?

A

The Indian financial system facilitates the mobilisation of savings and channelling them into productive investments, thereby promoting economic growth and development.

Q

What is the full form of NBFC in the Indian financial system?

A

Non-Banking Financial Company operating without a banking licence.

Q

Which apex regulatory body oversees the Indian banking sector?

A

The Reserve Bank of India (RBI), established under the RBI Act 1934, is the apex regulatory body that oversees the Indian banking sector.

Q

Which act governs the establishment and functioning of the Reserve Bank of India?

A

The Reserve Bank of India Act, 1934 governs RBI.

Q

What does the term 'financial intermediation' mean in the context of the Indian financial system?

A

Financial intermediation refers to the process by which financial institutions like banks and NBFCs act as middlemen between savers (surplus units) and borrowers (deficit units), transferring funds efficiently.

Q

What is the meaning of 'financial sector reforms' in the Indian context?

A

Liberalisation measures to improve efficiency and stability of financial institutions.

Q

What are the two broad segments of the Indian financial system?

A

The Indian financial system is broadly divided into the formal (organised) sector, comprising regulated institutions like banks and insurance companies, and the informal (unorganised) sector, comprising moneylenders and chit funds.

Q

What is the role of the Securities and Exchange Board of India (SEBI)?

A

SEBI regulates and protects investors in the Indian securities market.

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