JAIIB · IEIFS

Development Financial Institutions

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Indian Economy and Indian Financial System — JAIIB.

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Q

What is the primary purpose of Development Financial Institutions (DFIs) in India?

A

DFIs provide medium and long-term finance to industrial and infrastructure sectors that commercial banks typically avoid due to maturity mismatch, thus bridging the gap between short-term commercial credit and long-term developmental needs.

Q

What year was NABARD established and under which Act?

A

NABARD was established in 1982 under the NABARD Act.

Q

Which institution is considered the apex development finance institution for industry in India?

A

IDBI (Industrial Development Bank of India) was established in 1964 as the apex DFI for industrial finance in India, though it was later converted into a commercial bank and subsequently re-notified as a DFI in 2021.

Q

What is the full form of SIDBI?

A

Small Industries Development Bank of India.

Q

When was IFCI (Industrial Finance Corporation of India) established and what was its significance?

A

IFCI was established in 1948 as the first DFI in India under the Industrial Finance Corporation Act, 1948, to provide medium and long-term credit to industrial concerns that were not adequately served by commercial banks.

Q

Which DFI was set up specifically to finance export and import trade in India?

A

Export-Import Bank of India (EXIM Bank).

Q

What does SIDBI stand for and what is its mandate?

A

SIDBI stands for Small Industries Development Bank of India, established in 1990 as the principal financial institution for promotion, financing, and development of small-scale industries and coordinating functions of institutions engaged in similar activities.

Q

What was the original name of the institution that later became IDBI Bank?

A

Industrial Development Bank of India (IDBI).

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