JAIIB · IEIFS

Business Cycles

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Indian Economy and Indian Financial System — JAIIB.

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Q

What is a business cycle?

A

A business cycle is the recurring pattern of expansion and contraction in economic activity, measured by fluctuations in real GDP, employment, and output over time.

Q

What is the typical duration of a complete business cycle from peak to peak?

A

Varies from 2 to 10 years on average.

Q

What are the four main phases of a business cycle?

A

The four phases are expansion (recovery), peak, contraction (recession), and trough, each reflecting different levels of economic activity.

Q

What economic term describes two consecutive quarters of negative GDP growth?

A

Recession is defined by two consecutive negative GDP quarters.

Q

What is the 'trough' phase in a business cycle?

A

The trough is the lowest point of a business cycle where economic activity, employment, and output reach their minimum before recovery begins.

Q

Which phase of the business cycle is characterized by rising employment and increasing consumer confidence?

A

Expansion or recovery phase shows rising employment and confidence.

Q

How does RBI use monetary policy to counter economic downturns?

A

RBI lowers the repo rate and reduces the Cash Reserve Ratio (CRR) during downturns to inject liquidity, encourage borrowing, and stimulate economic activity.

Q

What is the 'contraction' phase in a business cycle?

A

Period of declining economic activity after the peak.

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