JAIIB · PPB

Debt Recovery Tribunal

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Principles and Practices of Banking — JAIIB.

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Q

Under which Act were Debt Recovery Tribunals (DRTs) established in India?

A

DRTs were established under the Recovery of Debts Due to Banks and Financial Institutions (RDDBFI) Act, 1993, to provide a faster mechanism for banks to recover dues.

Q

What does DRT stand for in Indian banking law?

A

Debt Recovery Tribunal

Q

What is the minimum debt amount for which a case can be filed before a DRT?

A

A case can be filed before a DRT for recovery of debts of Rs. 20 lakh and above.

Q

What does DRAT stand for in the context of DRT appeals?

A

Debt Recovery Appellate Tribunal

Q

Who presides over a Debt Recovery Tribunal?

A

A DRT is presided over by a Presiding Officer, who is a person qualified to be appointed as a District Judge.

Q

In which year was the RDDBFI Act enacted to establish DRTs?

A

1993

Q

What is the appellate authority over a Debt Recovery Tribunal?

A

The Debt Recovery Appellate Tribunal (DRAT) is the appellate authority over a DRT.

Q

Which court's jurisdiction is excluded once a DRT takes up a matter?

A

Civil court jurisdiction is excluded

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