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#Principles and Practices of Banking
All articles on Principles and Practices of Banking — curated guides, deep dives, mock-test pointers, and working-banker insights from IIBF STORE.
51 articles
JAIIB 27 Aug 2026
Periodic KYC Updation in Banks: Rules, Risk and Timeline
Periodic KYC updation is the mandatory re-verification of an existing customer's identity, address and risk pr…
JAIIB 26 Aug 2026
Types of Charge on Securities: Pledge, Hypothecation, Mortgage
When a bank sanctions a loan, it rarely lends on trust alone — it secures the advance by creating a charge on…
JAIIB 25 Aug 2026
Deferred Payment Guarantee in Banking: Meaning, Structure and Risk
Every JAIIB PPB candidate meets fund-based and non-fund-based facilities early in the syllabus, but one instru…
JAIIB 24 Aug 2026
Escrow Account in Banking: Structure, Uses and Bank's Role
A homebuyer transfers Rs 40 lakh to a developer, a startup founder waits on Rs 5 crore of acquisition consider…
JAIIB 21 Aug 2026
Crossing of a Cheque: Types and Rules for JAIIB PPB
Every JAIIB candidate meets the crossing of a cheque early in Principles and Practices of Banking, and for goo…
JAIIB 20 Aug 2026
Nomination in Bank Accounts: Rules and Forms (JAIIB PPB)
Ask any branch manager which single-line entry in the account master saves the most grief after a customer's d…
JAIIB 19 Aug 2026
Material Alteration of a Cheque: Section 87 NI Act (JAIIB PPB)
A single stroke of a pen can destroy a cheque. The material alteration of a cheque is one of the most heavily…
JAIIB 18 Aug 2026
DICGC deposit insurance cover: limit and rules for JAIIB PPB
Every JAIIB PPB candidate eventually meets a question on the DICGC deposit insurance cover: what it protects,…
JAIIB 17 Aug 2026
Standing Instructions and Mandates in Bank Accounts (JAIIB PPB)
A standing instruction looks like a small thing on an account opening form, yet it is one of the most tested o…
JAIIB 15 Aug 2026
JAIIB PPB: demand draft issuance and cancellation rules explained
For a JAIIB aspirant, demand draft issuance and cancellation looks like a counter-level routine until the exam…
JAIIB 13 Aug 2026
Bank Locker Liability Cap Rules Every JAIIB Aspirant Must Know
Every JAIIB PPB candidate has seen a locker question that trips people up: how much can a bank actually be mad…
JAIIB 12 Aug 2026
Unclaimed Deposits and DEA Fund: 10-Year Rule, UDGAM and Claims
Every bank branch carries a quiet balance sheet item that nobody talks about until an audit or an exam questio…
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