Agricultural Finance
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Under the priority sector framework, into which three sub-categories is agriculture lending grouped?
Agriculture lending is grouped into Farm Credit, Agriculture Infrastructure, and Ancillary Activities.
What are the three sub-categories under which agriculture is classified in the priority sector lending framework?
Farm credit, Agriculture infrastructure, and Ancillary activities
What is the primary purpose of agricultural finance as extended by banks in India?
Agricultural finance aims to provide timely and adequate credit to farmers to meet their production, investment, and allied activity needs.
What is the collateral-free ceiling for agricultural loans effective from 1 January 2025?
₹2 lakh per borrower
Which type of agricultural credit is used to meet short-term seasonal requirements such as purchase of seeds, fertilisers, and pesticides?
Short-term or crop loans (also called Kisan Credit Card loans) are used to meet seasonal agricultural operations and allied activities.
Under which sub-category of agriculture do loans to individual farmers and SHGs/JLGs engaged in dairy, fishery, animal husbandry, poultry, bee-keeping and sericulture fall?
Farm credit
What is the Kisan Credit Card (KCC) scheme primarily designed to provide to farmers?
The KCC scheme provides farmers with adequate and timely credit for short-term crop cultivation, post-harvest expenses, and maintenance of farm assets.
For a Farmers' Producer Company to be counted towards the small and marginal farmer sub-target, what minimum membership criterion must be met?
Membership of small and marginal farmers must be not less than 75% in number AND their land-holding share not less than 75% of total holding
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