JAIIB · PPB

MSME

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Principles and Practices of Banking — JAIIB.

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Q

What does MSME stand for in the context of Indian banking?

A

MSME stands for Micro, Small and Medium Enterprises, a sector defined under the MSMED Act 2006 covering manufacturing and service enterprises based on investment and turnover criteria.

Q

What is the full form of MSMED Act enacted in 2006?

A

Micro, Small and Medium Enterprises Development Act.

Q

What are the revised investment and turnover criteria for a Micro enterprise under the MSMED Act as amended in 2020?

A

A Micro enterprise must have investment in plant and machinery or equipment not exceeding Rs. 1 crore and annual turnover not exceeding Rs. 5 crore.

Q

What is the investment limit for a Micro enterprise in the manufacturing sector under 2020 revision?

A

Investment up to Rs. 1 crore and turnover up to Rs. 5 crore.

Q

What are the criteria for classifying an enterprise as a Small enterprise under the revised MSME definition?

A

A Small enterprise must have investment not exceeding Rs. 10 crore and annual turnover not exceeding Rs. 50 crore.

Q

Which ministry administers the MSME sector in India?

A

Ministry of Micro, Small and Medium Enterprises.

Q

What are the investment and turnover thresholds for a Medium enterprise under the revised 2020 MSME definition?

A

A Medium enterprise must have investment not exceeding Rs. 50 crore and annual turnover not exceeding Rs. 250 crore.

Q

What is the Udyog Aadhaar and how was it replaced?

A

It was replaced by Udyam Registration portal in July 2020.

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