CAIIB ABM Previous Year Question Papers with Answers
CAIIB ABM Previous Year Question Papers – Advanced Bank Management
Solving previous year question papers is one of the most effective strategies for clearing the CAIIB Advanced Bank Management (ABM) paper. These papers help you understand the pattern, difficulty level, and types of questions that IIBF expects candidates to answer. This article provides a curated set of questions and the current CAIIB exam pattern to aid your preparation.
About the CAIIB ABM Examination
The Certified Associate of the Indian Institute of Bankers (CAIIB) qualification is open to bankers who have already cleared JAIIB. CAIIB is conducted in self-proctored online mode. Meaning examinees record themselves while taking the test and can choose their preferred date and time slot from the available schedule.
CAIIB consists of five papers in total. Two papers (ABM and BFM) are compulsory, one paper (ABFM or BRBL) is semi-optional, and one is a chosen elective subject.
CAIIB June 2026 Exam Schedule
| CAIIB Paper | Scheduled Date (Jun 2026) |
|---|---|
| Advanced Bank Management (ABM) | 31 May 2026 |
| Bank Financial Management (BFM) | 7 June 2026 |
| Advanced Business & Financial Management (ABFM) | 13 June 2026 |
| Banking Regulations and Business Laws (BRBL) | 14 June 2026 |
| Elective Paper | 21 June 2026 |
CAIIB December 2026 Exam Schedule
| CAIIB Paper | Scheduled Date (Dec 2026) |
|---|---|
| Advanced Bank Management (ABM) | 6 December 2026 |
| Bank Financial Management (BFM) | 13 December 2026 |
| Advanced Business & Financial Management (ABFM) | 14 December 2026 |
| Banking Regulations and Business Laws (BRBL) | 20 December 2026 |
| Elective Paper | 27 December 2026 |
For official notifications and admit card details, visit the IIBF official website at iibf.org.in.
CAIIB ABM Exam Pattern
| Parameter | Details |
|---|---|
| Multiple Choice Questions | 100 |
| Maximum Marks | 100 |
| Qualifying Marks | 50 |
| Duration of CAIIB ABM | 2 hours |
| Mode | Online (Self-Proctored) |
| Medium | Hindi or English |
| Negative Marking | No |
| Pattern of Questions | Knowledge Testing, Conceptual Grasp, Analytical/Logical Exposition, Problem-Solving, Case Analysis |
CAIIB ABM Sample Questions with Answers
The following multiple-choice questions are drawn from the CAIIB ABM syllabus as prescribed by IIBF. Attempt these questions before checking the answers.
| No. | Question | Answer |
|---|---|---|
| 1 | Ms. Ganguli is a brilliant manager at XYZ Bank. She is one of the few persons picked up by top management from an IIM after an MBA. Always on two phones at a time, she boasts about having no patience with laggards. Often she can be heard aggressively yelling at people on small issues. What type of person is Ms. Ganguli? a. Type A personality b. Type B personality c. Type C person d. Type D person |
a |
| 2 | Out of the following, which are the four dimensions of the Human Development Index? (i) Life Expectancy (ii) Literacy Level (iii) Success Rate of Marriages (iv) Standard of Living (v) Crime Rate (vi) Corruption Level (vii) Economic Entitlement (viii) Foreign Visits a. (i), (ii), (vi) and (viii) b. (i), (ii), (iv) and (vii) c. (ii), (iii), (vi) and (vii) d. (iii), (v), (vii) and (viii) |
b |
| 3 | One precautionary motive for holding excess cash is to: a. Enable a company to meet cash demands from the normal flow of business activity b. Enable a company to avail itself of a special inventory purchase before prices rise c. Enable a company to have cash to meet any emergency that may arise periodically d. Avoid having to use different types of lending arrangements to cover projected cash deficits |
c |
| 4 | Sales Maximisation is suitable for which market? a. Oligopoly b. Duopoly c. Monopoly d. Monopsony |
a |
| 5 | An indifference curve for an individual consumer graphically represents: a. The quantity of one good equal to the quantity of another good b. The way in which a consumer spends income on 2 goods c. The possible combination of 2 goods that can be bought with income d. Combinations of two goods which have the same marginal utility |
d |
| 6 | Which of the following actions will NOT be consistent with good cash management? a. Increased synchronization of cash flows b. Minimising the use of float c. Maintaining an average cash balance equal to that required as a compensating balance d. Use of cheques and drafts in disbursing funds |
b |
| 7 | When demand is elastic: a. A fall in price is more than offset by an increase in quantity demanded, so total revenue rises b. The goods are probably a necessity, so price has little effect on quantity demanded c. A rise in price will increase total revenue even though less is sold d. Buyers are not much influenced by prices of competing products |
a |
| 8 | The statement that economics is positive and not normative means: a. That economics can prove capitalism is better than socialism b. That economics tells us what economic behaviour is wholesome c. That economics tells policymakers which alternative to choose d. That economics can only indicate the consequences of policies, choices, or conditions |
d |
| 9 | The taxation and public expenditure policy is known as: a. Monetary policy b. Fiscal Policy c. Trade policy d. Pricing policies |
b |
| 10 | Which technique uses variables such as price and promotional expenditures related to product demand to predict demand? a. Associative models b. Exponential smoothing c. Weighted moving average d. Simple moving average |
a |
| 11 | Turning points in the level of economic activity can be forecast using: a. Time-series analysis b. Exponential smoothing c. Barometric methods d. Moving average |
c |
| 12 | Which of the following is NOT correct regarding the Current Ratio? a. For the same level of current assets, an increase in NWC results in an increased current ratio b. The current ratio can be less than one c. The current ratio can be negative d. Current ratio is an indicator of liquidity |
c |
| 13 | Which of the following is the process of managing people in organisations in a structured and thorough manner? Choose the WRONG one. (i) Human Resource Planning (ii) Human Resource Management (iii) Human Resource Development a. Only (i) and (ii) b. Only (i) and (iii) c. Only (ii) and (iii) d. (i), (ii), and (iii) |
b |
| 14 | If Revenue Receipts = 1,374,203; Tax Revenue = 1,101,372; Non-Tax Revenue = 272,831; Capital Receipts = 600,991; Other Receipts = 47,743. Find Total Receipts: a. 2,475,575 b. 2,248,025 c. 1,975,194 d. 1,750,106 |
c |
| 15 | The percentage of total variation in dependent variable Y explained by independent variables X is measured by: a. Coefficient of Correlation b. Coefficient of Skewness c. Coefficient of Determination d. Standard Error of Estimate |
c |
| 16 | Under a conservative financing policy, when a dip in temporary current assets causes total assets to fall below total long-term financing, the firm should: a. Use the excess funds to pay down long-term debt b. Invest the excess long-term finance in marketable securities c. Use the excess funds to repurchase common stock d. Purchase additional plant and equipment |
b |
| 17 | A test in which PC-based situations and choices are given to solve a situation is called: a. Situational test b. Reasoning test c. Video simulation test d. Miniature job training |
c |
| 18 | In the monetary small open-economy model with a fixed exchange rate, a temporary decrease in domestic total factor productivity in the absence of other shocks: a. Increases current account surplus and increases domestic money supply b. Increases current account surplus and decreases domestic money supply c. Increases domestic money supply and decreases current account surplus d. Decreases domestic money supply and decreases current account surplus |
d |
| 19 | Which of the following is NOT a credit risk? a. Unwillingness of a customer to meet commitment relating to a financial transaction b. Inability of a customer to reimburse the bank in case of invocation of a guarantee c. Loss to the bank due to fraud d. Inability of a customer to meet commitment relating to a financial transaction |
c |
| 20 | Mark the incorrect statement: a. No target is given to domestic banks for small enterprise advances b. No target is given for agriculture advances in foreign banks c. Export credit does not form a part of priority sector for domestic banks d. Export credit does not form a part of priority sector for foreign banks |
d |
Key Points Summary
- CAIIB ABM is a 100-mark, 100-question paper with a 2-hour duration and a passing mark of 50.
- There is no negative marking in CAIIB ABM, so attempt all questions.
- Questions span economics, HRM, statistics, credit management, and financial analysis.
- Previous year questions heavily feature numericals on GDP, fiscal deficit, current ratio, DSCR, and working capital.
- The CAIIB Jun 2026 ABM exam is scheduled for 31 May 2026; Dec 2026 is scheduled for 6 December 2026.
Frequently Asked Questions (FAQ)
Q1. How many papers are there in CAIIB?
CAIIB consists of five papers: ABM (Advanced Bank Management). BFM (Bank Financial Management), ABFM (Advanced Business and Financial Management), BRBL (Banking Regulations and Business Laws), and one elective subject chosen by the candidate.
Q2. What is the passing score for CAIIB ABM?
The qualifying or passing mark for CAIIB ABM is 50 out of 100. There is no negative marking, so candidates should attempt all questions.
Q3. Is CAIIB conducted online?
Yes, CAIIB is conducted in self-proctored online mode. Candidates can appear from their home or any suitable location. Must record themselves during the exam, and can select their preferred date and time slot from those available.
Q4. What topics carry the most weight in CAIIB ABM?
The four main modules of CAIIB ABM are: (1) Economic Analysis, (2) Business Mathematics and Finance, (3) HRM in Banks, and (4) Credit Management. Numericals on financial ratios, working capital, GDP calculations, and HRM concepts are most frequently tested.
Q5. How can previous year papers help in CAIIB ABM preparation?
Previous year papers reveal recurring topics and question formats. By practising them. Candidates understand what level of conceptual depth and calculation speed the exam requires, identify their weak areas, and build confidence before appearing for the actual examination.
Conclusion
Practising previous year questions is a non-negotiable part of any CAIIB ABM preparation strategy. The 20 sample questions above reflect the breadth and type of topics that appear in the examination. Combine this practice with a thorough reading of IIBF prescribed textbooks and the official syllabus at iibf.org.in to maximise your score.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on caiib abm previous year question papers, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
Browse the full CAIIB syllabus + free classes to jumpstart your prep.
Practice on our latest mock tests with bilingual explanations and a public leaderboard.
Sharpen recall with the matching games — 60-second drills on dates, schemes and definitions.
Source: Indian Institute of Banking & Finance — iibf.org.in
Take a free mock test, download chapter PDFs, or watch a video class — all included on iibf.store.