AML KYC Exam: Registration, Process and Syllabus Guide

TIRM 18 June 2026 · 11 min read

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AML KYC Exam: Registration, Process and Syllabus Guide

Aml kyc exam registration process — this guide gives you the latest 2026 information, key dates, eligibility, fees and study tips for the KYC-AML exam.

AML KYC Exam: Registration, Examination Process and Syllabus

The IIBF AML KYC (Anti-Money Laundering and Know Your Customer) certification exam is an important credential for banking professionals in India. It equips candidates with a thorough understanding of KYC compliance obligations. Money laundering techniques, and the regulatory framework governing Indian banks under RBI, IBA, and international guidelines such as those from the Financial Action Task Force (FATF).

This article covers the complete registration and examination process. Minimum technical requirements, the dos and don'ts for remote proctored examinations, debarment criteria, and the full AML KYC syllabus. For the current schedule and registration dates, visit iibf.org.in.

Key Points

Registration for the AML KYC exam must be completed online at iibf.org.in; candidates choose their own exam date and time during registration.
The exam is conducted in remote proctored mode — candidates appear from their own location with a webcam, microphone, and stable internet connection.
Candidates must log in at least 30 minutes before the exam start time and present a valid photo ID for verification.
The exam may be cancelled or the result nullified if unfair practices are detected during or after the examination.
The full syllabus covers Anti-Money Laundering (including PMLA, FATF, FIU-IND) and Know Your Customer (including RBI KYC Master Direction, customer due diligence, and suspicious transaction monitoring).

What Is AML KYC?

Anti-Money Laundering (AML) refers to the measures that financial institutions must implement to prevent criminals from depositing or transferring money obtained through illegal means. AML policies are specifically intended to stop the funding of terrorism and the proceeds of crimes such as human trafficking, drug trade, and fraud.

Know Your Customer (KYC) refers to the procedures a financial institution follows to verify that its clients are who they claim to be and to assess the level of money laundering risk they pose. Though AML and KYC are frequently referenced together, KYC is technically a component within the broader AML framework.

To identify clients and determine their risk level. Banks use KYC to adopt a risk-based approach to AML — as recommended by the Financial Action Task Force (FATF). High-risk customers are subject to Enhanced Due Diligence (EDD), while low-risk customers may be subject to Simplified Due Diligence (SDD).

AML KYC Exam: Registration Process

Applications must be submitted online at iibf.org.in. The registration dates and exam schedule are published on the IIBF website — for the current schedule, check iibf.org.in directly.
During registration, the candidate selects the preferred examination date and time slot.
Candidates may optionally enroll for official IIBF e-learning or e-book study material at the time of registration by paying an additional fee.
After successful registration, an admit letter is generated, which the candidate can download and keep for exam day.
Login credentials for accessing study materials (if purchased) are provided after registration.

AML KYC Examination Procedure

The exam is conducted in remote proctored mode on a fixed date and time. Candidates appear from a secure location of their choice.
Candidates must log in to the system at least 30 minutes before the exam start time.
The proctor will verify the candidate's identity using the registered photograph and a valid original photo ID (Aadhaar card, driving licence, e-Aadhaar, employer ID card, PAN card, election voter card, or passport).
Candidates may be asked to show a 360-degree view of the exam area via webcam so the proctor can confirm the environment is appropriate.
The examination area must have a clean desk or table. No books, notes, mobile phones, headphones, stencils, or other electronic devices are permitted on the desk.
If a rough sheet is used, both sides must be visible to the proctor before and after the test.
Live remote proctoring begins as soon as the exam starts and continues throughout the session. The proctor monitors candidates via webcam, microphone, browser activity, and keyboard/mouse actions.
The proctor may communicate with the candidate via a chat window if necessary.
If the candidate engages in unethical or suspicious behaviour, the proctor can issue a warning or cancel/end the examination immediately.
A preliminary scorecard is displayed on the screen immediately after the examination is submitted.

Result, Marksheet and Certificate

After the official results are announced, candidates can access their result advice on the IIBF website.
A consolidated marksheet for candidates who have passed more than one subject is available for download after results are released.
Digitally signed certificates for successful candidates are issued via the registered email address within three weeks of the result announcement. IIBF no longer issues paper certificates.

Minimum System Requirements for the Exam

Desktop or Laptop

Browser: Google Chrome version 75 or above, with cookies and pop-ups enabled
Webcam and good-quality microphone: Required
Operating System: Windows 8 or Windows 10
RAM: 4 GB or more
Processor: Intel i3 5th Generation at 2.2 GHz or equivalent/higher
Pop-up blocker: Disabled

Internet Connection: Stable connection with at least 512 kbps upload speed.

Important: The examination is not permitted on mobile phones or tablets.

Dos and Don'ts on Exam Day

Appear for the exam at the scheduled date and time from a secure, quiet location with adequate lighting and a plain background.
Log in to the system at least 30 minutes before the exam start time.
Keep the following items ready: original photo ID, admit letter, rough paper, pen or pencil, and a battery-operated calculator (up to 8 basic functions permitted).
Dress appropriately — you will be recorded on camera throughout the session.
Keep your face clearly visible to the webcam at all times and at eye level.
Do not allow any other person to be present in the examination area.
Do not speak aloud, read questions aloud, or communicate with any other person during the exam.
Do not use a mobile phone, headphones, earbuds, or any other listening device during the exam.
Do not leave the exam window or navigate to any other browser tab/application during the examination.
Do not log out or turn off your computer during the exam — you will not be permitted to log back in.
Do not cover the webcam or disable the microphone at any point during the session.
Ensure your laptop is fully charged or that your desktop is connected to an uninterrupted power source before the exam begins.
All system settings must be completed and tested before the exam period begins.

Debarment and Cancellation of Examination

The proctor will intervene, issue a warning, or cancel the exam if the candidate engages in unfair practices or suspicious behavior.
The exam result may be cancelled for any unfair conduct, and the candidate's employer will be notified of the incident.
If unfair practice is discovered after the exam, the result will be nullified and appropriate penalties will apply.
Attempting to replicate onscreen questions, taking photographs of the screen, or breaching any exam guideline constitutes misconduct.
For details on the debarment period applicable to candidates found guilty of unfair practices, refer to the IIBF website under the menu "Exam Related".

AML KYC Exam Syllabus

Anti-Money Laundering

The Anti-Money Laundering section of the syllabus covers the following topics:

Money Laundering — Origin, Definition, and Techniques (Placement, Layering, Integration)
Impact of Money Laundering on Banks and the financial system
Structuring: how transactions are structured to avoid detection
Preventive Legislations — UK, USA, and India
International Co-operation in combating money laundering
Basel Committee guidelines on AML
Prevention of Money Laundering Act (PMLA) — Objectives and key provisions
RBI Guidelines on AML compliance obligations for banks
System Adequacy requirements to combat money laundering
Anti-terrorism financing provisions
Financial Intelligence Unit, India (FIU-IND) — role and functions
Financial Action Task Force (FATF) — recommendations and India's compliance
IBA Working Group on AML
Software for AML monitoring and screening
Money Laundering and Correspondent Banking
Exchange Companies and Foreign Branches

Know Your Customer

The Know Your Customer section of the syllabus covers the following topics:

Introduction and overview of KYC principles
Customer Profile and transaction profile
KYC Policies — design and implementation
Countries deficient in KYC policies — implications for correspondent banking
RBI Initiatives on KYC — Master Direction on KYC
Organized Financial Crimes and their relationship with KYC gaps
Customer Definition under KYC principles
Organizational Structure for KYC compliance within a bank
Important KYC framework provisions in RBI prescriptions
Operating guidelines for customer due diligence
Introduction of new accounts — guidelines for Companies, Trusts, Firms, Intermediaries, etc.
Client Accounts opened by Professional Intermediaries
Trust / Nominee / Fiduciary Accounts
Accounts of Politically Exposed Persons (PEPs) residing outside India
Accounts of non-face-to-face customers
Qualitative data requirements for customer profiling
Joint Accounts and Minor Accounts
KYC for existing accounts and periodic update requirements
KYC for low-income group customers and simplified procedures
Monitoring of Accounts — customer research and identification of suspicious transactions

Exam Schedule

The AML KYC exam is conducted by IIBF throughout the year on multiple dates. For the current exam schedule and registration dates, visit iibf.org.in directly.

Frequently Asked Questions

1. Can I register for the AML KYC exam without being employed in a bank?

Yes. The AML KYC exam is open to any candidate who has passed Class 12 in any stream, regardless of bank employment. The exam is also open to those who have completed the IIBF BC or BF examination.

2. What happens if there is a technical failure on my computer during the exam?

IIBF holds candidates responsible for ensuring their technical setup is functioning correctly before the exam. Technical failures during the exam session are at the candidate's risk and IIBF shall not be liable for computer system malfunctions during the exam. Ensure the system is fully tested and that power supply is uninterrupted before the exam begins.

3. How is the remote proctoring identity verification done?

The proctor verifies identity by comparing the candidate's live webcam feed against the registered photograph. The candidate must also present an original valid photo ID (Aadhaar. PAN, passport, employer ID, or driver's licence) during the verification process before the exam begins.

4. What is the minimum score required to pass the AML KYC exam?

Candidates must score at least 60 marks out of 100 (60%) to pass the AML KYC certification examination.

5. Is a calculator allowed during the AML KYC exam?

Yes. A portable battery-operated calculator with basic functions (addition, subtraction, multiplication, division, percentage, square root, etc.) is permitted. Scientific or programmable calculators are not allowed.

For more on aml kyc exam registration process, see the official IIBF circulars and our chapter-wise free notes on iibf.store.

Browse the full KYC-AML syllabus + free classes to jumpstart your prep.

Practice on our latest mock tests with bilingual explanations and a public leaderboard.

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Source: Indian Institute of Banking & Finance — iibf.org.in

AML KYC Exam: Registration, Process and Syllabus Guide