Role of Chief Compliance Officer
Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Advanced Bank Management — CAIIB.
One-liners from this chapter
Free sample — 8 of 70 rapid-fire Q&A cards.
What is Scale Based Regulation (SBR) for NBFCs and when did it become effective?
RBI's risk-tiered framework for NBFCs, effective October 1, 2022, placing entities into four layers based on size, activity, and riskiness.
How are NBFC-UL entities identified under SBR scoring methodology?
Top 10 by asset size always included; next 50 ranked by total exposure including CEOBE using quantitative, qualitative, and supervisory judgment.
What is the regulatory minimum Net Owned Fund (NOF) for NBFC-ICC, NBFC-MFI, and NBFC-Factor?
₹10 crore; for NBFC-P2P, NBFC-AA, and no public funds NBFCs, NOF remains ₹2 crore.
What NPA classification timeline applies to Base Layer NBFCs?
Phased glide path to converge with bank-style 90-day overdue NPA norm; does not apply to those already at 90-day norm.
What board experience requirement applies to all NBFCs under SBR?
At least one director must have relevant experience working in a bank or NBFC.
What is the IPO subscription financing ceiling for all NBFCs?
Maximum ₹1 crore per borrower on financing subscription to Initial Public Offering.
What minimum CET-1 capital ratio must NBFC-UL maintain?
9% of Risk-Weighted Assets (RWAs); stricter capital quality requirement than lower-layer NBFCs.
How did SBR change concentration of credit/investment limits for NBFC-ML and NBFC-UL?
Previously separate lending/investment limits linked to Owned Fund; now merged into single exposure limit benchmarked to Tier-1 Capital.
PDF study notes
More chapters in Module D - Compliance in Banks & Corporate Governance
Related articles & notes
In-depth Advanced Bank Management guides from our blog.
Master the full ABM syllabus
Every chapter of Advanced Bank Management — videos, tests, notes and one-liner decks in one place.