CAIIB · ABM

Insolvency and Bankruptcy Code Ques

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Advanced Bank Management — CAIIB.

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Q

In what year was the Insolvency and Bankruptcy Code (IBC) enacted in India?

A

The Insolvency and Bankruptcy Code was enacted in 2016. It consolidated and amended laws relating to reorganization and insolvency resolution of corporate persons, partnership firms, and individuals.

Q

What is the full form of IBC?

A

Insolvency and Bankruptcy Code

Q

What is the time limit for completing the Corporate Insolvency Resolution Process (CIRP) under IBC?

A

The CIRP must be completed within 180 days from the date of admission of the application, extendable by a further 90 days with the approval of the Committee of Creditors. The overall limit including litigation extensions is 330 days.

Q

Which authority is the adjudicating body for corporate insolvency under IBC?

A

National Company Law Tribunal (NCLT)

Q

Who can initiate Corporate Insolvency Resolution Process (CIRP) under IBC?

A

CIRP can be initiated by a financial creditor, operational creditor, or the corporate debtor itself. The application is filed before the National Company Law Tribunal (NCLT).

Q

What is the maximum extended timeline for CIRP including litigation under IBC?

A

330 days including litigation period

Q

What is the minimum default amount required for a financial creditor to file an application under IBC?

A

The minimum default amount required to trigger insolvency proceedings under IBC is Rs. 1 crore. This threshold was revised from the original Rs. 1 lakh to deter frivolous applications.

Q

What is the minimum default threshold for operational creditors to initiate CIRP under IBC?

A

Rupees one lakh

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