CAIIB · BRBL

The Bankers' Books Evidence Act, 1891

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Q

What is the primary purpose of the Bankers' Books Evidence Act, 1891?

A

The Act makes certified copies of entries in bankers' books admissible as evidence in legal proceedings, avoiding the need to produce original books in court.

Q

What is the full name and year of the legislation governing bankers' books as evidence?

A

The Bankers' Books Evidence Act, 1891.

Q

Which types of banks are covered under the Bankers' Books Evidence Act, 1891?

A

The Act applies to all banks including the Reserve Bank of India, nationalised banks, co-operative banks, and any company or person carrying on the business of banking.

Q

Which court is empowered to order inspection of bankers' books under the Act?

A

Any court of competent jurisdiction may order such inspection.

Q

How does the Act define 'bankers' books'?

A

Bankers' books include ledgers, day books, cash books, account books, and all other books used in the ordinary course of banking business, including printouts of data stored in electronic form.

Q

What is the key advantage offered by the Bankers' Books Evidence Act to banks in court proceedings?

A

Banks can submit certified copies instead of producing original books.

Q

What is a 'certified copy' under the Bankers' Books Evidence Act, 1891?

A

A certified copy is a copy of an entry in a banker's book accompanied by a certificate stating that it is a true copy of the entry, signed and dated by a principal accountant or manager of the bank.

Q

Under Section 2 of the Act, which cooperative societies are included in the definition of 'bank'?

A

Cooperative societies carrying on the business of banking are included.

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